Bank AlJazira (1020.SR) — Financial statements
Income statement, balance sheet, and cash flow for Bank AlJazira — annual and quarterly history with growth and margin analysis.
| Metric (SAR Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 10,489↑177.6% | 3,779↑13.7% | 3,323↓3.1% | 3,430↓3.3% | 3,547 | |
| Cost of Revenue | 5,977 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Gross Profit | 4,512↑19.4% | 3,779↑13.7% | 3,323↓3.1% | 3,430↓3.3% | 3,547 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 1,695↑215.6% | 537↑29.0% | 417↓1.0% | 421↓16.2% | 503 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 53↑42.8% | 37↓24.3% | 49 | 0.00 | |
| SG&A Expenses | 1,695↑187.1% | 590↑30.1% | 454↓3.5% | 470↓6.4% | 503 | |
| Other Expenses | 981↓45.0% | 1,784↑5.7% | 1,688↑1.5% | 1,663↓12.1% | 1,891 | |
| Operating Expenses | 2,677↑12.7% | 2,375↑10.8% | 2,142↑0.4% | 2,133↓10.9% | 2,394 | |
| Total Costs & Expenses | 8,716↑267.1% | 2,375↑10.8% | 2,142↑0.4% | 2,133↓10.9% | 2,394 | |
| Operating Results | ||||||
| Operating Income | 1,786↑27.1% | 1,405↑18.9% | 1,181↓8.9% | 1,297↑12.4% | 1,153 | |
| Depreciation & Amortization | 155↓15.9% | 184↑0.9% | 182↓7.8% | 198↓0.6% | 199 | |
| EBITDA | 1,928↑21.3% | 1,588↑16.5% | 1,363↓8.8% | 1,494↑10.5% | 1,352 | |
| EBIT | 1,773↑26.2% | 1,405↑18.9% | 1,181↓8.9% | 1,297↑12.4% | 1,153 | |
| Interest & Other Income | ||||||
| Net Interest Income | 3,252 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest Income | 8,849 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest Expense | 5,598 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Non-Operating Income | 13 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -13 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 1,773↑26.2% | 1,405↑18.9% | 1,181↓8.9% | 1,297↑12.4% | 1,153 | |
| Income Tax Expense | 280↑61.4% | 174↑7.9% | 161↓14.2% | 188↑27.5% | 147 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 1,493↑21.3% | 1,231↑20.7% | 1,020↓8.0% | 1,109↑10.2% | 1,006 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 1,506↑22.3% | 1,231↑20.7% | 1,020↓8.0% | 1,109↑10.2% | 1,006 | |
| Bottom-Line Net Income | 1,276↑23.3% | 1,035↑17.3% | 882↓14.5% | 1,032↑2.6% | 1,006 | |
| EPS (Basic) | 1.00↑53.8% | 0.65↓5.8% | 0.69↓14.8% | 0.81↑8.0% | 0.75 | |
| EPS (Diluted) | 1.00↑23.5% | 0.81↑17.4% | 0.69↓14.8% | 0.81↑6.6% | 0.76 | |
| Weighted Average Shares | 1,276↓16.3% | 1,524↑2.9% | 1,481↑7.6% | 1,377↑3.3% | 1,333 | |
| Weighted Average Diluted Shares | 1,276↓0.4% | 1,281↑0.0% | 1,281↑0.0% | 1,281↑0.0% | 1,281 | |
* All figures in Millions of SAR, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.