Al-Etihad Cooperative Insurance Company (8170.SR) — Financial statements
Income statement, balance sheet, and cash flow for Al-Etihad Cooperative Insurance Company — annual and quarterly history with growth and margin analysis.
| Metric (SAR Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 1,192↓12.8% | 1,368↑13.5% | 1,205↑17.2% | 1,029↑29.3% | 796 | |
| Cost of Revenue | 201↑6.0% | 189↑14.0% | 166↑22.2% | 136↑147.0% | 55 | |
| Gross Profit | 991↓15.9% | 1,179↑13.4% | 1,039↑16.4% | 893↑20.5% | 741 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 0.07↓98.2% | 4↓32.2% | 6↑109.2% | 3↓80.5% | 14 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00↓100.0% | 0.10 | |
| SG&A Expenses | 0.07↓98.2% | 4↓32.2% | 6↑109.2% | 3↓80.6% | 14 | |
| Other Expenses | 1,224↑9.5% | 1,118↑20.2% | 930↑8.2% | 859↑26.6% | 678 | |
| Operating Expenses | 1,224↑9.2% | 1,121↑19.9% | 935↑8.6% | 862↑24.4% | 692 | |
| Total Costs & Expenses | 1,425↑8.7% | 1,311↑19.0% | 1,102↑10.4% | 998↑33.5% | 748 | |
| Operating Results | ||||||
| Operating Income | -233↓507.2% | 57↓45.0% | 104↑233.0% | 31↓35.6% | 48 | |
| Depreciation & Amortization | 10↑31.5% | 7↑18.2% | 6↑7.5% | 6↑26.2% | 5 | |
| EBITDA | -223↓443.7% | 65↓41.4% | 110↑196.0% | 37↓29.9% | 53 | |
| EBIT | -232↓505.4% | 57↓45.0% | 104↑231.1% | 31↓35.2% | 49 | |
| Interest & Other Income | ||||||
| Net Interest Income | 4↓93.3% | 63↑17.8% | 53↑101.8% | 26↑214.4% | 8 | |
| Interest Income | 4↓92.9% | 63↑17.6% | 53↑100.8% | 27↑212.4% | 9 | |
| Interest Expense | 0.22↑10.1% | 0.20↓22.6% | 0.26↑1.6% | 0.25↑88.4% | 0.13 | |
| Non-Operating Income | -0.22↓10.1% | -0.20↑22.6% | -0.26↓1.6% | -0.25↓88.4% | -0.13 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | -233↓507.2% | 57↓45.0% | 104↑233.0% | 31↓35.6% | 48 | |
| Income Tax Expense | 12↑47.3% | 8↓20.0% | 10↓45.9% | 19↑23.3% | 15 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | -244↓597.5% | 49↓47.7% | 94↑639.2% | 13↓62.0% | 33 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | -244↓597.5% | 49↓47.7% | 94↑639.2% | 13↓62.0% | 33 | |
| Bottom-Line Net Income | -244↓597.5% | 49↓47.7% | 94↑639.2% | 13↓62.0% | 33 | |
| EPS (Basic) | -4.89↓599.0% | 0.98↓47.9% | 1.88↑652.0% | 0.25↓66.2% | 0.74 | |
| EPS (Diluted) | -4.89↓599.0% | 0.98↓47.9% | 1.88↑652.0% | 0.25↓66.2% | 0.74 | |
| Weighted Average Shares | 50↓0.3% | 50↑11.4% | 45↑0.0% | 45↑0.0% | 45 | |
| Weighted Average Diluted Shares | 50↓0.3% | 50↑11.4% | 45↑0.0% | 45↑0.0% | 45 | |
* All figures in Millions of SAR, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.