American Coastal Insurance Corporation (ACIC) — Financial statements
Income statement, balance sheet, and cash flow for American Coastal Insurance Corporation — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 335↑13.1% | 297↑12.5% | 264↑19.4% | 221↓3.5% | 229 | |
| Cost of Revenue | 46↓67.2% | 140↑14.9% | 122↓31.0% | 177↓2.8% | 182 | |
| Gross Profit | 289↑85.1% | 156↑10.4% | 142↑224.1% | 44↓5.9% | 46 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00↓100.0% | 358 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 0.00↓100.0% | 37↑16.4% | 32↓0.7% | 32↑1.8% | 31 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 0.00↓100.0% | 37↑16.4% | 32↓0.7% | 32↑1.8% | 31 | |
| Other Expenses | 147↑141.9% | -350↓2652.8% | 14↑37.1% | 10↓60.7% | 25 | |
| Operating Expenses | 147↑227.7% | 45↓1.6% | 45↑8.3% | 42↓26.1% | 57 | |
| Total Costs & Expenses | 193↑4.1% | 185↑10.4% | 168↓23.5% | 219↓8.4% | 239 | |
| Operating Results | ||||||
| Operating Income | 143↑27.9% | 112↑16.1% | 96↑5615.6% | 2↑116.1% | -10 | |
| Depreciation & Amortization | 21↑132.3% | 9↓16.5% | 11↓54.4% | 23↑98.1% | 12 | |
| EBITDA | 174↑42.1% | 123↑4.2% | 118↑241.1% | 34↑223.6% | 11 | |
| EBIT | 154↑35.1% | 114↑6.3% | 107↑858.0% | 11↑1102.2% | -1 | |
| Interest & Other Income | ||||||
| Net Interest Income | -11↑9.8% | -12↓10.3% | -11↓14.7% | -9↓1.9% | -9 | |
| Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest Expense | 11↓9.8% | 12↑10.3% | 11↑14.7% | 9↑1.9% | 9 | |
| Non-Operating Income | -11↓424.2% | -2↑81.0% | -11↓14.7% | -9↓1.9% | -9 | |
| Other Income / Expenses | 0.00↑100.0% | -10 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 143↑40.4% | 102↑5.8% | 96↑5615.6% | 2↑116.1% | -10 | |
| Income Tax Expense | 36↑41.8% | 25↑133.0% | 11↓58.5% | 26↑491.6% | -7 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 107↑39.9% | 76↓10.4% | 85↑447.0% | -25↓560.4% | -4 | |
| Net Income from Discontinued Operations | 0.04↑107.0% | -0.60↓100.3% | 225↑150.4% | -445↓693.3% | -56 | |
| Net Income | 107↑41.1% | 76↓75.6% | 310↑166.0% | -470↓711.2% | -58 | |
| Bottom-Line Net Income | 107↑41.1% | 76↓75.6% | 310↑166.0% | -470↓711.2% | -58 | |
| EPS (Basic) | 2.20↑39.2% | 1.58↓77.8% | 7.11↑165.4% | -10.87↓705.2% | -1.35 | |
| EPS (Diluted) | 2.15↑40.5% | 1.53↓78.1% | 6.98↑164.2% | -10.87↓705.2% | -1.35 | |
| Weighted Average Shares | 48↑1.4% | 48↑9.7% | 44↑1.3% | 43↑0.2% | 43 | |
| Weighted Average Diluted Shares | 50↑0.9% | 49↑11.2% | 44↑3.1% | 43↑0.2% | 43 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.