Enact Holdings Inc. (ACT) — Financial statements
Income statement, balance sheet, and cash flow for Enact Holdings Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 1,230↑2.4% | 1,202↑4.2% | 1,154↑5.4% | 1,095↓2.3% | 1,120 | |
| Cost of Revenue | 110↓58.1% | 262↑4.5% | 250↑72.5% | 145↓60.9% | 372 | |
| Gross Profit | 1,121↑19.2% | 940↑4.1% | 903↓4.9% | 950↑26.9% | 749 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Expenses | 262↑320.9% | 62↑20.0% | 52↑0.7% | 52↓3.4% | 53 | |
| Operating Expenses | 262↑320.9% | 62↑20.0% | 52↑0.7% | 52↓3.4% | 53 | |
| Total Costs & Expenses | 372↑14.7% | 324↑7.2% | 302↑53.7% | 197↓53.7% | 425 | |
| Operating Results | ||||||
| Operating Income | 859↓2.2% | 878↑3.1% | 852↓5.2% | 898↑29.2% | 695 | |
| Depreciation & Amortization | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| EBITDA | 909↓2.2% | 929↑2.9% | 903↓4.9% | 950↑27.3% | 746 | |
| EBIT | 909↓2.2% | 929↑2.9% | 903↓4.9% | 950↑27.3% | 746 | |
| Interest & Other Income | ||||||
| Net Interest Income | -50↑2.4% | -51↑1.4% | -52↓0.3% | -52↓1.4% | -51 | |
| Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest Expense | 50↓2.4% | 51↓1.4% | 52↑0.3% | 52↑1.4% | 51 | |
| Non-Operating Income | -50↑2.4% | -51↑1.4% | -52↓0.3% | -52↓1.4% | -51 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 859↓2.2% | 878↑3.1% | 852↓5.2% | 898↑29.2% | 695 | |
| Income Tax Expense | 185↓2.8% | 190↑2.1% | 186↓4.2% | 194↑30.7% | 149 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 674↓2.0% | 688↑3.4% | 666↓5.5% | 704↑28.8% | 547 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 674↓2.0% | 688↑3.4% | 666↓5.5% | 704↑28.8% | 547 | |
| Bottom-Line Net Income | 674↓2.0% | 688↑3.4% | 666↓5.5% | 704↑28.8% | 547 | |
| EPS (Basic) | 4.54↑3.2% | 4.40↑6.3% | 4.14↓4.2% | 4.32↑28.6% | 3.36 | |
| EPS (Diluted) | 4.52↑3.4% | 4.37↑6.3% | 4.11↓4.6% | 4.31↑28.3% | 3.36 | |
| Weighted Average Shares | 148↓5.1% | 156↓2.9% | 161↓1.2% | 163↓0.0% | 163 | |
| Weighted Average Diluted Shares | 149↓5.2% | 158↓2.7% | 162↓0.9% | 163↑0.3% | 163 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.