Bread Financial Holdings, Inc. (ADS) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Bread Financial Holdings, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 5.13x | 10.17x | 3.94x | 12.71x | 3.99x | 16.57x |
| P/B Ratio | 0.80x | 0.92x | 0.97x | 1.25x | 1.53x | 2.33x |
| P/S Ratio | 0.54x | 0.59x | 0.55x | 0.65x | 0.87x | 0.78x |
| Profitability | ||||||
| Gross Margin | 0.0% | 50.9% | 59.3% | 52.0% | 56.4% | 43.1% |
| Operating Margin | 10.6% | 7.9% | 18.7% | 6.9% | 28.7% | 19.6% |
| Net Margin | 10.5% | 5.8% | 13.9% | 5.1% | 21.8% | 4.7% |
| EBITDA Margin | 31.5% | 9.8% | 21.0% | 9.4% | 32.0% | 15.2% |
| Liquidity | ||||||
| Current Ratio | 0.00x | 0.43x | 13.15x | 10.43x | 1.69x | 1.88x |
| Quick Ratio | 0.00x | 0.43x | 16.72x | 11.98x | 1.69x | 1.87x |
| Leverage | ||||||
| Debt/Equity | 0.00x | 1.86x | 1.86x | 3.59x | 3.63x | 12.23x |
YoY = year-over-year change. Source: FMP..