Affinity Bancshares, Inc. (AFBI) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Affinity Bancshares, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 15.07x | 20.63x | 16.04x | 14.12x | 14.00x | 22.01x |
| P/B Ratio | 0.99x | 0.87x | 0.85x | 0.86x | 0.88x | 0.84x |
| P/S Ratio | 2.37x | 2.25x | 2.29x | 2.92x | 3.02x | 2.09x |
| Profitability | ||||||
| Gross Margin | 62.2% | 61.5% | 65.8% | 91.1% | 87.9% | 77.0% |
| Operating Margin | 21.2% | 14.0% | 18.6% | 27.0% | 28.2% | 11.9% |
| Net Margin | 15.7% | 10.9% | 14.3% | 20.7% | 21.6% | 9.5% |
| EBITDA Margin | 21.2% | 15.4% | 20.2% | 28.0% | 30.1% | 14.1% |
| Liquidity | ||||||
| Current Ratio | 0.10x | 0.12x | 0.15x | 0.11x | 0.27x | 0.33x |
| Quick Ratio | 0.10x | 0.12x | 0.15x | 0.11x | 0.27x | 0.33x |
| Leverage | ||||||
| Debt/Equity | 0.43x | 0.46x | 0.33x | 0.09x | 0.40x | 0.30x |
YoY = year-over-year change. Source: FMP..