Ally Financial Inc. (ALLY) — Financial statements
Income statement, balance sheet, and cash flow for Ally Financial Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 12,154↓25.7% | 16,369↑2.5% | 15,967↑32.0% | 12,097↑13.1% | 10,694 | |
| Cost of Revenue | 5,836↓39.4% | 9,638↑8.7% | 8,865↑108.3% | 4,256↑97.5% | 2,155 | |
| Gross Profit | 6,318↓6.1% | 6,731↓5.2% | 7,102↓9.4% | 7,841↓8.2% | 8,539 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 2,684↓11.5% | 3,033↑2.5% | 2,959↑6.1% | 2,790↑13.1% | 2,466 | |
| Selling & Marketing Expenses | 382↑34.0% | 285↓7.5% | 308↓15.8% | 366↑51.9% | 241 | |
| SG&A Expenses | 3,066↓7.6% | 3,318↑1.6% | 3,267↑3.5% | 3,156↑16.6% | 2,707 | |
| Other Expenses | 2,201↓14.6% | 2,577↓5.7% | 2,732↑16.6% | 2,343↑18.5% | 1,977 | |
| Operating Expenses | 5,267↓10.7% | 5,895↓1.7% | 5,999↑9.1% | 5,499↑17.4% | 4,684 | |
| Total Costs & Expenses | 11,103↓28.5% | 15,533↑4.5% | 14,864↑52.4% | 9,755↑42.6% | 6,839 | |
| Operating Results | ||||||
| Operating Income | 1,051↑25.7% | 836↓24.2% | 1,103↓52.9% | 2,342↓39.2% | 3,855 | |
| Depreciation & Amortization | 1,397↑16.5% | 1,199↓2.3% | 1,227↓7.5% | 1,327↑5.2% | 1,261 | |
| EBITDA | 2,448↑20.3% | 2,035↓12.7% | 2,330↓36.5% | 3,669↓28.3% | 5,116 | |
| EBIT | 1,051↑25.7% | 836↓24.2% | 1,103↓52.9% | 2,342↓39.2% | 3,855 | |
| Interest & Other Income | ||||||
| Net Interest Income | 7,113↑5.4% | 6,750↓4.4% | 7,061↓9.1% | 7,764↑15.2% | 6,737 | |
| Interest Income | 13,521↓4.9% | 14,222↑1.9% | 13,958↑31.4% | 10,621↑22.8% | 8,651 | |
| Interest Expense | 6,408↓14.2% | 7,472↑8.3% | 6,897↑141.4% | 2,857↑49.3% | 1,914 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 1,051↑25.7% | 836↓24.2% | 1,103↓52.9% | 2,342↓39.2% | 3,855 | |
| Income Tax Expense | 199↑19.2% | 167↑16.0% | 144↓77.0% | 627↓20.6% | 790 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 852↑27.4% | 669↓30.2% | 959↓44.1% | 1,715↓44.0% | 3,065 | |
| Net Income from Discontinued Operations | 0.00↑100.0% | -1↑50.0% | -2↓100.0% | -1↑80.0% | -5 | |
| Net Income | 852↑27.5% | 668↓30.2% | 957↓44.2% | 1,714↓44.0% | 3,060 | |
| Bottom-Line Net Income | 742↑33.0% | 558↓34.1% | 847↓47.2% | 1,604↓46.6% | 3,003 | |
| EPS (Basic) | 2.39↑31.3% | 1.82↓35.0% | 2.80↓44.7% | 5.06↓39.0% | 8.30 | |
| EPS (Diluted) | 2.37↑31.7% | 1.80↓35.3% | 2.78↓44.7% | 5.03↓38.8% | 8.22 | |
| Weighted Average Shares | 311↑1.3% | 307↑1.0% | 304↓4.1% | 317↓12.7% | 363 | |
| Weighted Average Diluted Shares | 314↑1.3% | 310↑1.6% | 305↓4.2% | 319↓12.7% | 365 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.