Amalgamated Financial Corp. (AMAL) — Financial statements
Income statement, balance sheet, and cash flow for Amalgamated Financial Corp. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 455↑4.5% | 435↑13.8% | 382↑34.1% | 285↑36.6% | 209 | |
| Cost of Revenue | 135↑4.7% | 129↑15.9% | 111↑231.2% | 34↑467.0% | 6 | |
| Gross Profit | 320↑4.4% | 306↑13.0% | 271↑7.8% | 252↑24.0% | 203 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 75↓23.3% | 97↑8.6% | 90↑15.2% | 78↑7.7% | 72 | |
| Selling & Marketing Expenses | 47↑1169.3% | 4↓10.8% | 4↑11.8% | 4↑15.8% | 3 | |
| SG&A Expenses | 122↑20.7% | 101↑7.7% | 94↑15.0% | 82↑8.0% | 76 | |
| Other Expenses | 57↓3.2% | 59↑13.5% | 52↓15.1% | 62↑9.1% | 57 | |
| Operating Expenses | 180↑11.9% | 161↑9.8% | 146↑2.1% | 143↑8.5% | 132 | |
| Total Costs & Expenses | 315↑8.7% | 290↑12.4% | 258↑45.6% | 177↑28.2% | 138 | |
| Operating Results | ||||||
| Operating Income | 140↓3.6% | 145↑16.5% | 125↑15.3% | 108↑52.9% | 71 | |
| Depreciation & Amortization | 5↓11.3% | 5↓15.1% | 6↓38.2% | 10↑113.6% | 5 | |
| EBITDA | 145↓4.0% | 151↑15.2% | 131↑10.6% | 119↑56.8% | 76 | |
| EBIT | 140↓3.7% | 146↑16.7% | 125↑15.3% | 108↑52.9% | 71 | |
| Interest & Other Income | ||||||
| Net Interest Income | 298↑5.4% | 282↑8.1% | 261↑9.0% | 240↑37.6% | 174 | |
| Interest Income | 422↑5.2% | 401↑12.1% | 358↑38.5% | 258↑43.2% | 181 | |
| Interest Expense | 124↑4.7% | 119↑22.8% | 97↑418.9% | 19↑199.7% | 6 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.05↓81.0% | 0.27 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 140↓3.7% | 146↑16.7% | 125↑15.3% | 108↑52.9% | 71 | |
| Income Tax Expense | 36↓8.8% | 39↑6.5% | 37↑37.7% | 27↑50.0% | 18 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 104↓1.9% | 106↑21.0% | 88↑8.0% | 81↑53.9% | 53 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 104↓1.9% | 106↑21.0% | 88↑8.0% | 81↑53.9% | 53 | |
| Bottom-Line Net Income | 104↓1.9% | 106↑21.0% | 88↑8.0% | 81↑53.9% | 53 | |
| EPS (Basic) | 3.45↓0.9% | 3.48↑20.8% | 2.88↑9.1% | 2.64↑55.3% | 1.70 | |
| EPS (Diluted) | 3.41↓0.9% | 3.44↑20.3% | 2.86↑9.6% | 2.61↑55.4% | 1.68 | |
| Weighted Average Shares | 30↓2.1% | 31↑0.1% | 31↓0.9% | 31↓0.9% | 31 | |
| Weighted Average Diluted Shares | 30↓2.1% | 31↑0.5% | 31↓1.3% | 31↓1.0% | 32 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.