AmeriServ Financial, Inc. (ASRV) — Financial statements
Income statement, balance sheet, and cash flow for AmeriServ Financial, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 88↑4.6% | 84↑9.4% | 77↑17.5% | 66↑2.0% | 64 | |
| Cost of Revenue | 33↑6.0% | 31↓2.9% | 32↑277.6% | 9↓1.6% | 9 | |
| Gross Profit | 55↑3.8% | 53↑18.1% | 45↓21.4% | 57↑2.6% | 56 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 33↑13.9% | 29↓3.1% | 30↑4.6% | 29↑1.8% | 29 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 33↑13.9% | 29↓3.1% | 30↑4.6% | 29↑1.8% | 29 | |
| Other Expenses | 15↓23.2% | 19↑1.6% | 19↑0.1% | 19↑2.9% | 18 | |
| Operating Expenses | 48↓0.8% | 49↓1.3% | 49↑2.8% | 48↑2.2% | 47 | |
| Total Costs & Expenses | 82↑1.8% | 80↓1.9% | 82↑44.4% | 57↑1.6% | 56 | |
| Operating Results | ||||||
| Operating Income | 7↑54.5% | 4↑200.3% | -4↓147.7% | 9↑4.9% | 9 | |
| Depreciation & Amortization | 0.00↓100.0% | 2↑0.4% | 2↓1.0% | 2↑3.0% | 2 | |
| EBITDA | 7↑4.8% | 6↑380.1% | -2↓120.5% | 11↑4.5% | 11 | |
| EBIT | 7↑54.5% | 4↑200.3% | -4↓147.7% | 9↑4.9% | 9 | |
| Interest & Other Income | ||||||
| Net Interest Income | 42↑17.2% | 36↑0.1% | 36↓11.2% | 41↑3.8% | 39 | |
| Interest Income | 71↑7.3% | 67↑9.3% | 61↑24.1% | 49↑5.1% | 47 | |
| Interest Expense | 29↓4.5% | 30↑22.6% | 25↑192.4% | 8↑12.0% | 8 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 7↑54.5% | 4↑200.3% | -4↓147.7% | 9↑4.9% | 9 | |
| Income Tax Expense | 1↑48.4% | 0.80↑176.6% | -1↓159.4% | 2↑3.0% | 2 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 6↑55.8% | 4↑207.6% | -3↓144.9% | 7↑5.3% | 7 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 6↑55.8% | 4↑207.6% | -3↓144.9% | 7↑5.3% | 7 | |
| Bottom-Line Net Income | 6↑55.8% | 4↑207.6% | -3↓144.9% | 7↑5.3% | 7 | |
| EPS (Basic) | 0.34↑61.9% | 0.21↑205.0% | -0.20↓145.5% | 0.44↑7.3% | 0.41 | |
| EPS (Diluted) | 0.34↑61.9% | 0.21↑205.0% | -0.20↓146.5% | 0.43↑4.9% | 0.41 | |
| Weighted Average Shares | 17↓1.7% | 17↓2.0% | 17↑0.2% | 17↑0.2% | 17 | |
| Weighted Average Diluted Shares | 17↓1.6% | 17↓2.0% | 17↓0.0% | 17↑0.2% | 17 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.