Atlanticus Holdings Corporation (ATLC) — Financial statements
Income statement, balance sheet, and cash flow for Atlanticus Holdings Corporation — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 704↑53.3% | 460↑25.7% | 366↓2.3% | 374↓17.5% | 454 | |
| Cost of Revenue | 308↑74.5% | 177↑58.3% | 111↑34.2% | 83↓8.3% | 91 | |
| Gross Profit | 396↑40.0% | 283↑11.3% | 254↓12.7% | 291↓19.8% | 363 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 70↑38.7% | 50↑14.2% | 44↑2.0% | 43↑26.6% | 34 | |
| Selling & Marketing Expenses | 113↑101.6% | 56↑7.2% | 52↓16.0% | 62↑10.2% | 57 | |
| SG&A Expenses | 183↑72.0% | 106↑10.4% | 96↓8.7% | 105↑16.3% | 91 | |
| Other Expenses | 54↑41.1% | 38↑30.1% | 29↓19.9% | 37↓31.1% | 53 | |
| Operating Expenses | 237↑63.8% | 144↑15.0% | 126↓11.6% | 142↓1.2% | 144 | |
| Total Costs & Expenses | 545↑69.7% | 321↑35.4% | 237↑5.3% | 225↓3.9% | 234 | |
| Operating Results | ||||||
| Operating Income | 160↑15.3% | 139↑7.8% | 129↓13.9% | 149↓32.0% | 220 | |
| Depreciation & Amortization | 10↑90.8% | 5↑28.3% | 4↓16.6% | 5↑94.4% | 2 | |
| EBITDA | 170↑18.0% | 144↑8.4% | 133↓14.0% | 154↓30.6% | 222 | |
| EBIT | 160↑15.3% | 139↑7.8% | 129↓13.9% | 149↓32.0% | 220 | |
| Interest & Other Income | ||||||
| Net Interest Income | 1,102↑34.4% | 820↑6.5% | 770↑9.3% | 704↑51.6% | 465 | |
| Interest Income | 1,404↑43.3% | 980↑11.5% | 879↑11.8% | 786↑51.6% | 519 | |
| Interest Expense | 302↑88.5% | 160↑46.5% | 109↑33.6% | 82↑51.2% | 54 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 160↑15.3% | 139↑7.8% | 129↓13.9% | 149↓32.0% | 220 | |
| Income Tax Expense | 39↑37.3% | 28↑7.0% | 27↑81.5% | 15↓64.9% | 42 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 121↑9.5% | 110↑8.0% | 102↓24.3% | 135↓24.3% | 178 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 122↑9.8% | 111↑8.2% | 103↓24.2% | 136↓23.8% | 178 | |
| Bottom-Line Net Income | 122↑36.1% | 90↑12.1% | 80↓29.1% | 113↓28.5% | 158 | |
| EPS (Basic) | 7.39↑24.6% | 5.93↑10.8% | 5.35↓29.1% | 7.55↓26.8% | 10.32 | |
| EPS (Diluted) | 5.96↑24.9% | 4.77↑12.5% | 4.24↓27.3% | 5.83↓22.9% | 7.56 | |
| Weighted Average Shares | 15↑2.5% | 15↑1.7% | 15↓0.9% | 15↓3.0% | 15 | |
| Weighted Average Diluted Shares | 19↑2.1% | 19↓0.4% | 19↓2.5% | 19↓7.3% | 21 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.