BayFirst Financial Corp. (BAFN) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for BayFirst Financial Corp., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | -1.41x | 4.36x | 9.35x | -195.10x | 3.52x | 3.74x |
| P/B Ratio | 0.37x | 0.50x | 0.53x | 0.74x | 0.90x | 0.67x |
| P/S Ratio | 0.31x | 0.44x | 0.48x | 1.03x | 1.37x | 0.35x |
| Profitability | ||||||
| Gross Margin | 38.0% | 52.5% | 61.6% | 88.2% | 94.0% | 79.7% |
| Operating Margin | -29.6% | 13.6% | 7.2% | 10.6% | 18.5% | 11.8% |
| Net Margin | -22.0% | 10.1% | 5.1% | -0.5% | 38.9% | 9.5% |
| EBITDA Margin | -29.6% | 20.5% | 13.3% | 18.1% | 25.3% | 15.5% |
| Liquidity | ||||||
| Current Ratio | 0.18x | 0.09x | 0.11x | 0.15x | 0.20x | 0.11x |
| Quick Ratio | 0.18x | 0.09x | 0.11x | 0.15x | 0.20x | 0.11x |
| Leverage | ||||||
| Debt/Equity | 0.24x | 0.20x | 0.21x | 0.41x | 0.13x | 0.19x |
YoY = year-over-year change. Source: FMP..