Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) — Financial statements
Income statement, balance sheet, and cash flow for Banco Bilbao Vizcaya Argentaria, S.A. — annual and quarterly history with growth and margin analysis.
| Metric (EUR Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 36,930↑4.1% | 35,482↓39.0% | 58,188↑44.1% | 40,373↑28.9% | 31,324 | |
| Cost of Revenue | 6,073↓85.6% | 42,139↑44.2% | 29,222↑86.2% | 15,698↑38.3% | 11,353 | |
| Gross Profit | 30,857↑563.5% | -6,657↓123.0% | 28,966↑17.4% | 24,675↑23.6% | 19,971 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 12,811↑1.2% | 12,660↑19.1% | 10,633↑15.5% | 9,206↑11.6% | 8,252 | |
| Selling & Marketing Expenses | 0.00 | 0.00↓100.0% | 349↑31.2% | 266↑28.5% | 207 | |
| SG&A Expenses | 12,811↑1.2% | 12,660↑15.3% | 10,982↑15.9% | 9,472↑12.0% | 8,459 | |
| Other Expenses | 1,819↑105.2% | -34,722↓723.9% | 5,565↑12.8% | 4,935↑15.7% | 4,265 | |
| Operating Expenses | 14,630↑166.3% | -22,062↓233.3% | 16,547↑14.9% | 14,407↑13.2% | 12,724 | |
| Total Costs & Expenses | 20,703↑3.1% | 20,077↓56.1% | 45,769↑52.0% | 30,105↑25.0% | 24,077 | |
| Operating Results | ||||||
| Operating Income | 16,227↑5.3% | 15,405↑24.0% | 12,419↑20.9% | 10,268↑41.7% | 7,247 | |
| Depreciation & Amortization | 1,521↓0.8% | 1,533↑9.3% | 1,403↑5.6% | 1,328↑7.6% | 1,234 | |
| EBITDA | 17,748↑4.8% | 16,938↑22.5% | 13,822↑19.2% | 11,596↑36.7% | 8,481 | |
| EBIT | 16,227↑5.3% | 15,405↑24.0% | 12,419↑20.9% | 10,268↑41.7% | 7,247 | |
| Interest & Other Income | ||||||
| Net Interest Income | 26,280↑336.2% | -11,127↓148.2% | 23,090↑20.7% | 19,124↑30.2% | 14,686 | |
| Interest Income | 26,280↑4.0% | 25,267↓47.2% | 47,850↑52.2% | 31,432↑36.6% | 23,014 | |
| Interest Expense | 0.00↓100.0% | 36,394↑47.0% | 24,760↑101.2% | 12,308↑47.8% | 8,328 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 16,227↑5.3% | 15,405↑24.0% | 12,419↑20.9% | 10,268↑41.7% | 7,247 | |
| Income Tax Expense | 5,100↑5.6% | 4,830↑20.7% | 4,003↑14.2% | 3,505↑83.6% | 1,909 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 11,126↑5.2% | 10,575↑25.7% | 8,416↑24.4% | 6,763↑26.7% | 5,338 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00↓100.0% | 280 | |
| Net Income | 10,511↑4.5% | 10,054↑25.4% | 8,019↑26.1% | 6,358↑36.6% | 4,653 | |
| Bottom-Line Net Income | 10,114↑4.6% | 9,666↑25.9% | 7,675↑27.0% | 6,045↑40.8% | 4,293 | |
| EPS (Basic) | 1.69↑0.6% | 1.68↑30.2% | 1.29↑31.6% | 0.98↑46.3% | 0.67 | |
| EPS (Diluted) | 1.69↑0.6% | 1.68↑30.2% | 1.29↑31.6% | 0.98↑46.3% | 0.67 | |
| Weighted Average Shares | 5,972↑3.5% | 5,769↓7.3% | 6,222↓4.4% | 6,509↑1.7% | 6,401 | |
| Weighted Average Diluted Shares | 5,972↑3.5% | 5,769↓3.1% | 5,954↓3.8% | 6,189↓3.3% | 6,401 | |
* All figures in Millions of EUR, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.