BayCom Corp (BCML) — Financial statements
Income statement, balance sheet, and cash flow for BayCom Corp — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 142↑3.0% | 138↑3.6% | 133↑19.5% | 111↑19.9% | 93 | |
| Cost of Revenue | 45↑7.0% | 42↑37.3% | 30↑106.0% | 15↑59.6% | 9 | |
| Gross Profit | 97↑1.3% | 96↓6.4% | 102↑6.2% | 96↑15.5% | 84 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 46↑12.4% | 41↓4.8% | 43↑2.1% | 42↑19.7% | 35 | |
| Selling & Marketing Expenses | 0.64↓19.1% | 0.79↓12.4% | 0.90↓6.2% | 0.96↑45.6% | 0.66 | |
| SG&A Expenses | 46↑11.8% | 41↓4.9% | 44↑2.0% | 43↑20.2% | 36 | |
| Other Expenses | 18↓19.8% | 22↑7.8% | 21↓2.7% | 21↑9.3% | 19 | |
| Operating Expenses | 64↑0.7% | 64↓0.8% | 64↑0.4% | 64↑16.3% | 55 | |
| Total Costs & Expenses | 109↑3.2% | 106↑11.4% | 95↑20.2% | 79↑22.5% | 64 | |
| Operating Results | ||||||
| Operating Income | 33↑2.3% | 32↓15.8% | 38↑17.6% | 32↑13.9% | 28 | |
| Depreciation & Amortization | 3↓1.8% | 3↑10.3% | 3↓26.3% | 4↑4.2% | 4 | |
| EBITDA | 36↑1.9% | 35↓13.9% | 41↑12.8% | 36↑12.7% | 32 | |
| EBIT | 33↑2.3% | 32↓15.8% | 38↑17.6% | 32↑13.9% | 28 | |
| Interest & Other Income | ||||||
| Net Interest Income | 94↑4.6% | 90↓7.1% | 96↑1.0% | 95↑32.9% | 72 | |
| Interest Income | 135↑3.4% | 130↑4.2% | 125↑18.0% | 106↑31.2% | 81 | |
| Interest Expense | 41↑0.9% | 41↑42.5% | 28↑175.0% | 10↑17.6% | 9 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -0.25 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 33↑1.5% | 32↓15.8% | 38↑17.6% | 32↑13.9% | 28 | |
| Income Tax Expense | 9↑2.1% | 9↓20.7% | 11↑23.3% | 9↑11.8% | 8 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 24↑1.3% | 24↓13.9% | 27↑15.6% | 24↑14.7% | 21 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 24↑1.3% | 24↓13.9% | 27↑15.6% | 24↑14.7% | 21 | |
| Bottom-Line Net Income | 24↑1.3% | 24↓13.9% | 27↑15.6% | 24↑14.7% | 21 | |
| EPS (Basic) | 2.18↑3.8% | 2.10↓7.5% | 2.27↑25.4% | 1.81↓4.7% | 1.90 | |
| EPS (Diluted) | 2.18↑3.8% | 2.10↓7.5% | 2.27↑25.4% | 1.81↓4.7% | 1.90 | |
| Weighted Average Shares | 11↓3.2% | 11↓6.7% | 12↓8.0% | 13↑20.6% | 11 | |
| Weighted Average Diluted Shares | 11↓3.2% | 11↓6.7% | 12↓8.0% | 13↑20.6% | 11 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.