Better Home & Finance Holding Company (BETR) — Financial statements
Income statement, balance sheet, and cash flow for Better Home & Finance Holding Company — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 191↑59.4% | 120↑35.7% | 89↓77.6% | 395↓69.9% | 1,312 | |
| Cost of Revenue | 43↓73.8% | 163↑8.5% | 150↓78.4% | 694↓28.4% | 969 | |
| Gross Profit | 149↑449.8% | -43↑30.6% | -61↑79.5% | -298↓187.2% | 342 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00↓100.0% | 84↓32.6% | 124↓14.0% | 144 | |
| General & Administrative Expenses | 0.00↓100.0% | 52↓43.7% | 93↓6.8% | 100↓1.1% | 101 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 34↑53.9% | 22↓68.0% | 69↓72.3% | 249 | |
| SG&A Expenses | 0.00↓100.0% | 86↓25.0% | 115↓31.8% | 169↓51.8% | 350 | |
| Other Expenses | 272↑358.4% | 59↑89.8% | 31↓88.3% | 268↑204.3% | 88 | |
| Operating Expenses | 272↑86.8% | 145↓36.7% | 230↓59.0% | 560↓3.7% | 582 | |
| Total Costs & Expenses | 314↑2.0% | 308↓18.9% | 380↓69.7% | 1,254↓19.2% | 1,551 | |
| Operating Results | ||||||
| Operating Income | -123↑34.6% | -188↑35.5% | -291↑66.1% | -859↓258.4% | -240 | |
| Depreciation & Amortization | 14↓57.7% | 33↓22.5% | 43↓13.2% | 49↑81.6% | 27 | |
| EBITDA | -109↑29.6% | -155↑66.3% | -460↑12.1% | -523↓198.5% | -175 | |
| EBIT | -123↑34.6% | -188↑62.6% | -503↑12.2% | -573↓182.8% | -203 | |
| Interest & Other Income | ||||||
| Net Interest Income | 17 | 0.00↑100.0% | -32↑89.6% | -303↓200.3% | -101 | |
| Interest Income | 60 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest Expense | 43 | 0.00↓100.0% | 32↓89.6% | 303↑200.3% | 101 | |
| Non-Operating Income | 0.00 | 0.00↓100.0% | 212↑173.9% | -286↓670.4% | -37 | |
| Other Income / Expenses | -43↓145.9% | -17↑92.8% | -243↓1325.5% | -17↑73.3% | -64 | |
| Income Before Tax | -166↑19.3% | -205↑61.6% | -534↑39.0% | -876↓188.6% | -304 | |
| Income Tax Expense | 0.05↓93.8% | 0.85↓57.5% | 2↑81.6% | 1↑146.2% | -2 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | -166↑19.6% | -206↑61.5% | -536↑38.8% | -877↓191.3% | -301 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | -166↑19.6% | -206↑61.5% | -536↑38.8% | -877↓191.3% | -301 | |
| Bottom-Line Net Income | -166↑19.6% | -206↑61.5% | -536↑38.8% | -877↓191.3% | -301 | |
| EPS (Basic) | -10.82↑20.7% | -13.65↓1076.7% | -1.16↑4.1% | -1.21↓195.1% | -0.41 | |
| EPS (Diluted) | -10.82↑20.7% | -13.65↓1076.7% | -1.16↑4.1% | -1.21↓195.1% | -0.41 | |
| Weighted Average Shares | 15↑1.5% | 15↓96.7% | 462↓37.4% | 738↑0.0% | 738 | |
| Weighted Average Diluted Shares | 15↑1.5% | 15↓96.7% | 462↓37.4% | 738↑0.0% | 738 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.