Banco Macro S.A. (BMA) — Financial statements
Income statement, balance sheet, and cash flow for Banco Macro S.A. — annual and quarterly history with growth and margin analysis.
| Metric (ARS Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 5,815,026↓10.0% | 6,464,238↓33.3% | 9,693,681↑80.5% | 5,371,111↑215.6% | 1,701,695 | |
| Cost of Revenue | 2,876,026↑40.2% | 2,050,733↓43.8% | 3,651,327↑70.8% | 2,137,770↑262.4% | 589,909 | |
| Gross Profit | 2,939,000↓33.4% | 4,413,505↓27.0% | 6,042,354↑86.9% | 3,233,341↑190.8% | 1,111,786 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 446,678↓55.1% | 994,643↑10.1% | 903,239↑162.8% | 343,645↓0.5% | 345,428 | |
| Selling & Marketing Expenses | 1,133,091↑5014.0% | 22,157↑9.5% | 20,235↑173.6% | 7,396↑39.7% | 5,293 | |
| SG&A Expenses | 1,579,769↑55.4% | 1,016,800↑10.1% | 923,474↑163.1% | 351,041↑0.1% | 350,721 | |
| Other Expenses | 763,325↓74.9% | 3,036,690↓6.2% | 3,235,865↑30.4% | 2,481,228↑303.4% | 615,121 | |
| Operating Expenses | 2,343,094↓42.2% | 4,053,491↓2.5% | 4,159,339↑46.9% | 2,832,269↑193.2% | 965,842 | |
| Total Costs & Expenses | 5,219,119↓14.5% | 6,104,224↓21.8% | 7,810,666↑57.2% | 4,970,039↑219.5% | 1,555,751 | |
| Operating Results | ||||||
| Operating Income | 595,607↑65.4% | 360,015↓80.9% | 1,883,015↑369.5% | 401,072↑174.8% | 145,944 | |
| Depreciation & Amortization | 93,024↓32.7% | 138,141↑9.2% | 126,518↑166.4% | 47,485↑9.9% | 43,225 | |
| EBITDA | 688,930↑38.3% | 498,155↓75.2% | 2,009,533↑348.0% | 448,557↑137.1% | 189,169 | |
| EBIT | 595,907↑65.5% | 360,015↓80.9% | 1,883,015↑369.5% | 401,072↑174.8% | 145,944 | |
| Interest & Other Income | ||||||
| Net Interest Income | 3,582,493↑122.7% | 1,608,810↓10.6% | 1,799,103↓13.4% | 2,078,468↑159.8% | 800,097 | |
| Interest Income | 5,831,579↑64.2% | 3,551,436↓33.6% | 5,350,327↑28.3% | 4,169,462↑203.4% | 1,374,260 | |
| Interest Expense | 2,249,086↑15.8% | 1,942,626↓45.3% | 3,551,224↑69.8% | 2,090,994↑264.2% | 574,163 | |
| Non-Operating Income | -299 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 299 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 595,907↑65.5% | 360,015↓80.9% | 1,883,015↑369.5% | 401,072↑174.8% | 145,944 | |
| Income Tax Expense | 256,922↑666.4% | 33,523↓94.5% | 614,793↑393.5% | 124,572↑1631.5% | 7,194 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 338,985↑3.8% | 326,491↓74.3% | 1,268,223↑358.7% | 276,500↑99.3% | 138,750 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00↑100.0% | -7 | 0.00 | |
| Net Income | 337,274↑3.6% | 325,502↓74.3% | 1,267,459↑358.5% | 276,451↑99.3% | 138,745 | |
| Bottom-Line Net Income | 337,274↑3.6% | 325,502↓74.3% | 1,267,459↑358.5% | 276,451↑99.3% | 138,745 | |
| EPS (Basic) | 5,281.60↑3.8% | 5,090.60↓44.6% | 9,185.40↑1264.6% | 673.10↑58.7% | 424.20 | |
| EPS (Diluted) | 5,281.60↑3.8% | 5,090.60↓44.6% | 9,185.40↑1264.6% | 673.10↑58.7% | 424.20 | |
| Weighted Average Shares | 64↑0.0% | 64↑0.0% | 64↑0.0% | 64↑0.0% | 64 | |
| Weighted Average Diluted Shares | 64↑0.0% | 64↑0.0% | 64↑0.0% | 64↑0.0% | 64 | |
* All figures in Millions of ARS, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.