BOK Financial Corporation (BOKF) — Financial statements
Income statement, balance sheet, and cash flow for BOK Financial Corporation — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 3,326↓1.1% | 3,362↑10.4% | 3,045↑52.3% | 1,999↑9.3% | 1,829 | |
| Cost of Revenue | 1,206↓16.5% | 1,444↑29.3% | 1,116↑429.7% | 211↑653.0% | -38 | |
| Gross Profit | 2,120↑10.5% | 1,918↓0.6% | 1,929↑7.8% | 1,789↓4.2% | 1,867 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 897↑5.8% | 848↑0.8% | 841↑22.1% | 689↓3.1% | 711 | |
| Selling & Marketing Expenses | 28↓16.1% | 33↑4.6% | 32↑20.3% | 26↑62.3% | 16 | |
| SG&A Expenses | 925↑5.0% | 881↑0.9% | 873↑22.0% | 715↓1.7% | 728 | |
| Other Expenses | 484↑30.6% | 370↓0.6% | 373↓9.8% | 413↑20.2% | 344 | |
| Operating Expenses | 1,409↑12.6% | 1,251↑0.5% | 1,246↑10.4% | 1,129↑5.3% | 1,071 | |
| Total Costs & Expenses | 2,614↓3.0% | 2,695↑14.1% | 2,362↑76.4% | 1,339↑29.6% | 1,033 | |
| Operating Results | ||||||
| Operating Income | 711↑6.7% | 667↓2.4% | 683↑3.5% | 660↓17.1% | 796 | |
| Depreciation & Amortization | 83↓21.5% | 105↓4.2% | 110↑2.2% | 108↑5.0% | 102 | |
| EBITDA | 794↑2.8% | 772↓2.7% | 793↑3.3% | 768↓14.6% | 899 | |
| EBIT | 711↑6.7% | 667↓2.4% | 683↑3.5% | 660↓17.1% | 796 | |
| Interest & Other Income | ||||||
| Net Interest Income | 1,327↑9.6% | 1,211↓4.8% | 1,272↑5.0% | 1,211↑8.3% | 1,118 | |
| Interest Income | 2,531↓4.0% | 2,636↑12.6% | 2,342↑68.3% | 1,392↑18.0% | 1,180 | |
| Interest Expense | 1,204↓15.6% | 1,426↑33.2% | 1,070↑492.2% | 181↑192.0% | 62 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 711↑6.7% | 667↓2.4% | 683↑3.5% | 660↓17.1% | 796 | |
| Income Tax Expense | 133↓6.9% | 143↓5.9% | 152↑8.8% | 140↓22.2% | 180 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 578↑10.4% | 524↓1.4% | 531↑2.1% | 520↓15.6% | 616 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 578↑10.4% | 524↓1.4% | 531↑2.0% | 520↓15.8% | 618 | |
| Bottom-Line Net Income | 574↑10.6% | 519↓1.5% | 526↑1.9% | 516↓15.9% | 614 | |
| EPS (Basic) | 9.18↑12.8% | 8.14↑1.5% | 8.02↑4.4% | 7.68↓14.2% | 8.95 | |
| EPS (Diluted) | 9.18↑12.8% | 8.14↑1.5% | 8.02↑4.4% | 7.68↓14.2% | 8.95 | |
| Weighted Average Shares | 61↓4.4% | 64↓2.9% | 66↓2.3% | 67↓2.0% | 69 | |
| Weighted Average Diluted Shares | 61↓4.4% | 64↓2.9% | 66↓2.3% | 67↓2.0% | 69 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.