Bank of the James Financial Group, Inc. (BOTJ) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Bank of the James Financial Group, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 9.36x | 9.08x | 6.40x | 6.25x | 9.67x | 10.57x |
| P/B Ratio | 1.05x | 1.11x | 0.93x | 1.11x | 1.06x | 0.79x |
| P/S Ratio | 1.35x | 1.22x | 1.08x | 1.27x | 1.87x | 1.33x |
| Profitability | ||||||
| Gross Margin | 77.9% | 75.0% | 81.6% | 97.2% | 95.9% | 82.1% |
| Operating Margin | 17.8% | 16.8% | 20.0% | 25.2% | 24.1% | 15.6% |
| Net Margin | 14.4% | 13.5% | 16.9% | 20.3% | 19.3% | 12.6% |
| EBITDA Margin | 20.0% | 20.1% | 23.8% | 31.1% | 29.3% | 20.8% |
| Liquidity | ||||||
| Current Ratio | 496.36x | 0.05x | 0.28x | 0.26x | 0.22x | 0.16x |
| Quick Ratio | 496.36x | 0.05x | 0.28x | 0.26x | 0.22x | 0.16x |
| Leverage | ||||||
| Debt/Equity | 0.11x | 0.30x | 0.33x | 0.41x | 0.30x | 0.15x |
YoY = year-over-year change. Source: FMP..