Banco Santander (Brasil) S.A. (BSBR) — Financial statements
Income statement, balance sheet, and cash flow for Banco Santander (Brasil) S.A. — annual and quarterly history with growth and margin analysis.
| Metric (BRL Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 151,541↑17.5% | 129,023↑6.3% | 121,364↑9.4% | 110,895↑47.2% | 75,343 | |
| Cost of Revenue | 109,839↑29.1% | 85,100↓0.8% | 85,823↑24.5% | 68,937↑139.0% | 28,848 | |
| Gross Profit | 41,702↓5.1% | 43,923↑23.6% | 35,541↓15.3% | 41,958↓9.8% | 46,495 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 18,888↑2.9% | 18,357↑4.6% | 17,546↑8.1% | 16,236↑7.3% | 15,138 | |
| Selling & Marketing Expenses | 483↓6.5% | 516↓1.1% | 522↓3.4% | 541↓13.0% | 621 | |
| SG&A Expenses | 19,371↑2.6% | 18,873↑4.5% | 18,068↑7.7% | 16,777↑6.5% | 15,759 | |
| Other Expenses | 5,602↓4.4% | 5,859↑5.5% | 5,551↓1.0% | 5,607↓6.3% | 5,986 | |
| Operating Expenses | 24,973↑1.0% | 24,733↑4.7% | 23,619↑5.5% | 22,383↑2.9% | 21,745 | |
| Total Costs & Expenses | 134,812↑22.7% | 109,833↑0.4% | 109,442↑19.8% | 91,321↑80.5% | 50,593 | |
| Operating Results | ||||||
| Operating Income | 16,729↓12.8% | 19,190↑61.0% | 11,922↓39.1% | 19,575↓20.9% | 24,750 | |
| Depreciation & Amortization | 2,626↓3.9% | 2,731↓0.4% | 2,741↑6.0% | 2,586↑6.2% | 2,434 | |
| EBITDA | 19,355↓11.7% | 21,921↑49.5% | 14,663↓33.8% | 22,160↓18.5% | 27,184 | |
| EBIT | 16,729↓12.8% | 19,190↑61.0% | 11,922↓39.1% | 19,575↓20.9% | 24,750 | |
| Interest & Other Income | ||||||
| Net Interest Income | 57,634↑1.7% | 56,679↑20.9% | 46,884↓1.3% | 47,503↓7.4% | 51,318 | |
| Interest Income | 162,495↑18.5% | 137,183↑6.9% | 128,283↑11.3% | 115,225↑47.7% | 77,987 | |
| Interest Expense | 104,860↑30.3% | 80,505↓1.1% | 81,399↑20.2% | 67,722↑153.9% | 26,669 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 16,729↓12.8% | 19,190↑61.0% | 11,922↓39.1% | 19,575↓20.9% | 24,750 | |
| Income Tax Expense | 3,764↓34.8% | 5,776↑138.4% | 2,423↓53.7% | 5,235↓43.0% | 9,191 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 12,965↓3.3% | 13,414↑41.2% | 9,499↓33.8% | 14,339↓7.8% | 15,559 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 12,766↓4.5% | 13,366↑41.4% | 9,449↓33.9% | 14,287↓8.0% | 15,528 | |
| Bottom-Line Net Income | 6,198↓4.5% | 6,489↑41.4% | 4,588↓33.9% | 6,937↓8.0% | 7,536 | |
| EPS (Basic) | 1.63↑87.4% | 0.87↑40.3% | 0.62↓67.7% | 1.92↓7.7% | 2.08 | |
| EPS (Diluted) | 1.63↑87.4% | 0.87↑40.3% | 0.62↓67.4% | 1.90↓8.7% | 2.08 | |
| Weighted Average Shares | 3,804↓49.0% | 7,460↑0.1% | 7,451↑0.2% | 7,436↓0.4% | 7,469 | |
| Weighted Average Diluted Shares | 3,804↓49.0% | 7,460↑0.1% | 7,451↓0.8% | 7,512↑0.6% | 7,469 | |
* All figures in Millions of BRL, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.