Credit Acceptance Corporation (CACC) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Credit Acceptance Corporation, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 11.59x | 23.34x | 24.12x | 12.01x | 11.54x | 14.68x |
| P/B Ratio | 3.22x | 3.31x | 3.93x | 3.96x | 6.06x | 2.68x |
| P/S Ratio | 2.12x | 2.71x | 3.67x | 3.53x | 5.98x | 3.71x |
| Profitability | ||||||
| Gross Margin | 98.7% | 62.4% | 67.2% | 73.9% | 77.2% | 75.0% |
| Operating Margin | 47.6% | 15.2% | 18.5% | 38.5% | 67.8% | 0.0% |
| Net Margin | 18.3% | 11.6% | 15.2% | 29.4% | 51.8% | 25.3% |
| EBITDA Margin | 45.6% | 16.5% | 19.9% | 39.9% | 69.3% | 34.6% |
| Liquidity | ||||||
| Current Ratio | 0.26x | 0.00x | 0.00x | 0.00x | 39.28x | 39.23x |
| Quick Ratio | 0.26x | 0.00x | 0.00x | 0.00x | 39.28x | 39.23x |
| Leverage | ||||||
| Debt/Equity | 4.17x | 3.63x | 2.89x | 2.83x | 2.53x | 2.04x |
YoY = year-over-year change. Source: FMP..