Community Bank System, Inc. (CBU) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Community Bank System, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 14.38x | 17.83x | 21.17x | 18.04x | 21.19x | 20.04x |
| P/B Ratio | 1.51x | 1.85x | 1.65x | 2.19x | 1.91x | 1.57x |
| P/S Ratio | 2.99x | 3.46x | 3.69x | 4.83x | 6.34x | 5.35x |
| Profitability | ||||||
| Gross Margin | 78.8% | 76.9% | 84.7% | 94.6% | 99.3% | 94.3% |
| Operating Margin | 27.2% | 25.2% | 22.3% | 34.2% | 38.1% | 33.4% |
| Net Margin | 20.8% | 19.4% | 17.5% | 26.8% | 29.9% | 26.7% |
| EBITDA Margin | 30.2% | 28.2% | 26.0% | 38.5% | 42.8% | 38.3% |
| Liquidity | ||||||
| Current Ratio | 1.49x | 0.04x | 0.24x | 0.31x | 0.51x | 0.45x |
| Quick Ratio | 1.49x | 0.04x | 0.24x | 0.31x | 0.51x | 0.45x |
| Leverage | ||||||
| Debt/Equity | 0.37x | 0.57x | 0.45x | 0.73x | 0.16x | 0.18x |
YoY = year-over-year change. Source: FMP..