C&F Financial Corporation (CFFI) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for C&F Financial Corporation, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 8.76x | 11.85x | 9.86x | 7.03x | 6.44x | 6.12x |
| P/B Ratio | 0.90x | 1.04x | 1.07x | 1.05x | 0.88x | 0.70x |
| P/S Ratio | 1.26x | 1.41x | 1.55x | 1.66x | 1.32x | 0.91x |
| Profitability | ||||||
| Gross Margin | 69.5% | 66.3% | 76.8% | 91.0% | 93.6% | 83.5% |
| Operating Margin | 17.8% | 14.5% | 19.5% | 29.9% | 27.2% | 19.7% |
| Net Margin | 14.4% | 11.9% | 15.8% | 23.6% | 20.5% | 14.9% |
| EBITDA Margin | 17.8% | 16.8% | 22.1% | 33.5% | 30.6% | 22.5% |
| Liquidity | ||||||
| Current Ratio | 0.18x | 0.06x | 0.26x | 0.27x | 0.33x | 0.21x |
| Quick Ratio | 0.18x | 0.06x | 0.26x | 0.27x | 0.33x | 0.21x |
| Leverage | ||||||
| Debt/Equity | 0.43x | 0.54x | 0.51x | 0.47x | 0.43x | 0.39x |
YoY = year-over-year change. Source: FMP..