Chemung Financial Corporation (CHMG) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Chemung Financial Corporation, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 17.77x | 9.84x | 9.43x | 7.48x | 8.23x | 8.46x |
| P/B Ratio | 1.05x | 1.08x | 1.21x | 1.29x | 1.03x | 0.82x |
| P/S Ratio | 1.92x | 1.56x | 1.73x | 2.11x | 2.37x | 1.88x |
| Profitability | ||||||
| Gross Margin | 64.2% | 64.3% | 69.3% | 93.4% | 96.3% | 90.5% |
| Operating Margin | 14.2% | 20.1% | 23.1% | 36.2% | 36.8% | 27.5% |
| Net Margin | 10.8% | 15.8% | 18.3% | 28.2% | 28.8% | 22.2% |
| EBITDA Margin | 16.2% | 21.5% | 25.1% | 39.2% | 40.6% | 32.4% |
| Liquidity | ||||||
| Current Ratio | 0.13x | 0.19x | 0.25x | 0.31x | 0.39x | 0.35x |
| Quick Ratio | 0.13x | 0.19x | 0.25x | 0.31x | 0.39x | 0.35x |
| Leverage | ||||||
| Debt/Equity | 0.02x | 0.55x | 0.21x | 0.64x | 0.12x | 0.06x |
YoY = year-over-year change. Source: FMP..