Chime Financial, Inc. Class A Common Stock (CHYM) — Financial statements
Income statement, balance sheet, and cash flow for Chime Financial, Inc. Class A Common Stock — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
| Revenue & Gross Profit | |||||
| Revenue | 2,187↑30.7% | 1,673↑30.9% | 1,278↑26.7% | 1,009 | |
| Cost of Revenue | 309↑48.9% | 208↓5.6% | 220↑2.4% | 215 | |
| Gross Profit | 1,878↑28.1% | 1,466↑38.4% | 1,059↑33.3% | 794 | |
| Operating Expenses | |||||
| R&D Expenses | 935↑202.0% | 310↑19.5% | 259↑6.8% | 242 | |
| General & Administrative Expenses | 512↑189.0% | 177↑14.4% | 155↓8.7% | 170 | |
| Selling & Marketing Expenses | 635↑22.2% | 520↑17.1% | 444↑2.2% | 434 | |
| SG&A Expenses | 1,147↑64.6% | 697↑16.4% | 599↓0.9% | 604 | |
| Other Expenses | 835↑60.2% | 521↑19.4% | 437↑2.4% | 426 | |
| Operating Expenses | 2,918↑91.0% | 1,528↑18.0% | 1,295↑1.7% | 1,273 | |
| Total Costs & Expenses | 3,227↑85.9% | 1,735↑14.6% | 1,514↑1.8% | 1,488 | |
| Operating Results | |||||
| Operating Income | -1,040↓1572.0% | -62↑73.6% | -236↑50.7% | -479 | |
| Depreciation & Amortization | 30↑18.2% | 25↑96.1% | 13↑77.2% | 7 | |
| EBITDA | -979↓2558.5% | -37↑83.5% | -223↑52.7% | -471 | |
| EBIT | -1,009↓1522.4% | -62↑73.6% | -236↑50.7% | -479 | |
| Interest & Other Income | |||||
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest Expense | 0.00 | 0.00 | 0.00 | 0.00 | |
| Non-Operating Income | -31 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 31↓21.8% | 39↑20.3% | 33↑304.6% | 8 | |
| Income Before Tax | -1,009↓4338.7% | -23↑88.8% | -203↑56.9% | -471 | |
| Income Tax Expense | 0.83↓68.2% | 3↑1015.4% | 0.23↑169.4% | -0.34 | |
| Net Income & EPS | |||||
| Net Income from Continuing Operations | -1,010↓3884.9% | -25↑87.5% | -203↑56.8% | -470 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | -1,010↓3884.9% | -25↑87.5% | -203↑56.8% | -470 | |
| Bottom-Line Net Income | -1,010↓3884.9% | -25↑87.5% | -203↑56.8% | -470 | |
| EPS (Basic) | -2.66↓3721.8% | -0.07↑87.6% | -0.56↑56.6% | -1.29 | |
| EPS (Diluted) | -2.66↓3721.8% | -0.07↑87.6% | -0.56↑56.6% | -1.29 | |
| Weighted Average Shares | 2,363↑548.3% | 364↑0.0% | 364↑0.0% | 364 | |
| Weighted Average Diluted Shares | 2,363↑548.3% | 364↑0.0% | 364↑0.0% | 364 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.