Citizens, Inc. (CIA) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Citizens, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 16.59x | 15.01x | 5.47x | 4.11x | 3.64x | -25.76x |
| P/B Ratio | 1.03x | 1.06x | 0.78x | 0.84x | 0.83x | 0.94x |
| P/S Ratio | 0.95x | 0.91x | 0.56x | 0.46x | 1.06x | 1.19x |
| Profitability | ||||||
| Gross Margin | 35.4% | 49.7% | 100.0% | 49.4% | 51.1% | 19.6% |
| Operating Margin | 6.8% | 6.1% | 80.4% | 11.8% | 12.2% | -5.2% |
| Net Margin | 5.7% | 6.1% | 10.2% | 11.2% | 29.0% | -4.6% |
| EBITDA Margin | 7.1% | 6.4% | 11.3% | 12.0% | 12.6% | -4.6% |
| Liquidity | ||||||
| Current Ratio | 1.93x | 3.32x | 2.92x | 0.00x | 0.00x | 0.00x |
| Quick Ratio | 1.93x | 3.32x | 2.92x | 0.00x | 0.00x | 0.00x |
| Leverage | ||||||
| Debt/Equity | 0.00x | 0.04x | 0.05x | 0.00x | 0.00x | 0.00x |
YoY = year-over-year change. Source: FMP..