Civista Bancshares, Inc. (CIVB) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Civista Bancshares, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 8.42x | 10.23x | 6.50x | 8.36x | 9.23x | 8.76x |
| P/B Ratio | 0.72x | 0.83x | 0.75x | 0.98x | 1.05x | 0.81x |
| P/S Ratio | 1.53x | 1.34x | 1.29x | 2.15x | 2.79x | 2.23x |
| Profitability | ||||||
| Gross Margin | 66.4% | 60.6% | 71.6% | 88.4% | 92.2% | 84.0% |
| Operating Margin | 21.7% | 15.1% | 23.3% | 30.7% | 36.1% | 29.4% |
| Net Margin | 18.1% | 13.1% | 19.8% | 25.8% | 30.2% | 25.5% |
| EBITDA Margin | 21.7% | 19.7% | 28.9% | 34.5% | 38.2% | 31.9% |
| Liquidity | ||||||
| Current Ratio | 0.11x | 0.11x | 0.22x | 0.23x | 0.33x | 0.22x |
| Quick Ratio | 0.11x | 0.11x | 0.22x | 0.23x | 0.33x | 0.22x |
| Leverage | ||||||
| Debt/Equity | 0.52x | 1.16x | 1.22x | 1.92x | 0.57x | 0.52x |
YoY = year-over-year change. Source: FMP..