ConnectOne Bancorp, Inc. (CNOB) — Financial statements
Income statement, balance sheet, and cash flow for ConnectOne Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 606↑13.4% | 535↑6.1% | 504↑30.3% | 387↑22.2% | 317 | |
| Cost of Revenue | 339↑19.1% | 284↑16.9% | 243↑172.1% | 89↑167.9% | 33 | |
| Gross Profit | 268↑7.0% | 250↓4.1% | 261↓12.3% | 298↑5.0% | 283 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 128↑31.6% | 97↑0.6% | 97↑15.7% | 84↑24.8% | 67 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 2↑23.2% | 2↑16.1% | 2↑28.4% | 1 | |
| SG&A Expenses | 128↑28.4% | 100↑1.0% | 99↑15.7% | 85↑24.8% | 68 | |
| Other Expenses | 27↓47.9% | 52↑15.1% | 45↑10.2% | 41↑2.7% | 40 | |
| Operating Expenses | 155↑2.2% | 152↑5.5% | 144↑13.9% | 126↑16.7% | 108 | |
| Total Costs & Expenses | 494↑13.2% | 436↑12.7% | 387↑79.4% | 216↑52.3% | 142 | |
| Operating Results | ||||||
| Operating Income | 113↑14.5% | 98↓15.8% | 117↓31.7% | 171↓2.2% | 175 | |
| Depreciation & Amortization | 0.00↓100.0% | 6↓4.8% | 6↑7.1% | 6↓3.3% | 6 | |
| EBITDA | 113↑8.3% | 104↓15.3% | 123↓30.5% | 177↓2.2% | 181 | |
| EBIT | 113↑14.5% | 98↓15.8% | 117↓31.7% | 171↓2.2% | 175 | |
| Interest & Other Income | ||||||
| Net Interest Income | 353↑45.4% | 243↓3.4% | 251↓16.3% | 300↑14.7% | 262 | |
| Interest Income | 645↑25.6% | 514↑5.6% | 486↑30.7% | 372↑23.7% | 301 | |
| Interest Expense | 292↑7.8% | 271↑15.1% | 235↑228.0% | 72↑84.3% | 39 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 113↑14.5% | 98↓15.8% | 117↓31.7% | 171↓2.2% | 175 | |
| Income Tax Expense | 32↑30.9% | 25↓17.6% | 30↓34.9% | 46↑2.9% | 45 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 80↑9.0% | 74↓15.2% | 87↓30.5% | 125↓3.9% | 130 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 80↑9.0% | 74↓15.2% | 87↓30.5% | 125↓3.9% | 130 | |
| Bottom-Line Net Income | 74↑10.1% | 68↓16.3% | 81↓32.1% | 119↓7.4% | 128 | |
| EPS (Basic) | 1.48↓16.4% | 1.77↓14.5% | 2.07↓31.7% | 3.03↓6.5% | 3.24 | |
| EPS (Diluted) | 1.48↓15.9% | 1.76↓15.0% | 2.07↓31.2% | 3.01↓6.5% | 3.22 | |
| Weighted Average Shares | 50↑31.7% | 38↓1.7% | 39↓0.9% | 39↓2.4% | 40 | |
| Weighted Average Diluted Shares | 50↑30.9% | 39↓1.1% | 39↓1.3% | 39↓2.5% | 40 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.