ChoiceOne Financial Services, Inc. (COFS) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for ChoiceOne Financial Services, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 14.61x | 10.89x | 10.39x | 9.21x | 9.23x | 14.81x |
| P/B Ratio | 0.88x | 1.12x | 1.13x | 1.29x | 0.92x | 1.02x |
| P/S Ratio | 2.13x | 2.09x | 1.94x | 2.44x | 2.43x | 2.95x |
| Profitability | ||||||
| Gross Margin | 58.2% | 66.0% | 70.8% | 91.0% | 94.8% | 89.0% |
| Operating Margin | 17.7% | 23.8% | 22.4% | 31.0% | 31.6% | 24.1% |
| Net Margin | 14.6% | 19.2% | 18.7% | 26.5% | 26.3% | 19.9% |
| EBITDA Margin | 17.7% | 32.7% | 33.4% | 46.0% | 46.4% | 33.9% |
| Liquidity | ||||||
| Current Ratio | 0.06x | 0.24x | 0.27x | 0.26x | 0.54x | 0.39x |
| Quick Ratio | 0.06x | 0.24x | 0.27x | 0.26x | 0.54x | 0.39x |
| Leverage | ||||||
| Debt/Equity | 0.67x | 0.81x | 1.20x | 0.50x | 0.38x | 0.05x |
YoY = year-over-year change. Source: FMP..