Central Pacific Financial Corp. (CPF) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Central Pacific Financial Corp., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 10.73x | 14.72x | 9.07x | 7.52x | 9.87x | 14.32x |
| P/B Ratio | 1.40x | 1.46x | 1.06x | 1.23x | 1.41x | 0.98x |
| P/S Ratio | 2.30x | 2.31x | 1.66x | 2.01x | 3.04x | 2.07x |
| Profitability | ||||||
| Gross Margin | 76.1% | 69.5% | 72.5% | 94.4% | 102.7% | 77.9% |
| Operating Margin | 27.8% | 20.0% | 24.0% | 35.7% | 40.7% | 19.0% |
| Net Margin | 21.4% | 15.7% | 18.4% | 26.7% | 30.7% | 14.5% |
| EBITDA Margin | 27.8% | 22.7% | 26.4% | 38.6% | 44.7% | 23.8% |
| Liquidity | ||||||
| Current Ratio | 0.14x | 0.14x | 0.17x | 0.12x | 0.30x | 0.22x |
| Quick Ratio | 0.14x | 0.14x | 0.17x | 0.12x | 0.30x | 0.22x |
| Leverage | ||||||
| Debt/Equity | 0.17x | 0.35x | 0.37x | 0.32x | 0.26x | 0.32x |
YoY = year-over-year change. Source: FMP..