Community Trust Bancorp, Inc. (CTBI) — Financial statements
Income statement, balance sheet, and cash flow for Community Trust Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 409↑8.9% | 376↑15.2% | 326↑27.6% | 256↑7.1% | 239 | |
| Cost of Revenue | 136↓1.5% | 138↑35.2% | 102↑205.1% | 34↑285.4% | 9 | |
| Gross Profit | 273↑14.9% | 238↑6.1% | 224↑0.8% | 222↓3.4% | 230 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 102↑24.5% | 82↑7.6% | 76↑3.1% | 74↓2.1% | 75 | |
| Selling & Marketing Expenses | 2↓23.6% | 3↓2.6% | 3↑7.0% | 3↑2.6% | 3 | |
| SG&A Expenses | 104↑22.7% | 85↑7.2% | 79↑3.2% | 77↓1.9% | 78 | |
| Other Expenses | 42↓9.3% | 46↓0.4% | 46↑4.2% | 44↑8.0% | 41 | |
| Operating Expenses | 146↑11.5% | 131↑4.4% | 125↑3.6% | 121↑1.5% | 119 | |
| Total Costs & Expenses | 282↑4.8% | 269↑18.3% | 228↑47.3% | 155↑20.8% | 128 | |
| Operating Results | ||||||
| Operating Income | 127↑19.1% | 107↑8.2% | 99↓2.4% | 101↓8.7% | 111 | |
| Depreciation & Amortization | 4↓15.2% | 5↓6.5% | 5↑2.5% | 5↑3.7% | 5 | |
| EBITDA | 131↑17.6% | 112↑7.5% | 104↓2.2% | 106↓8.1% | 116 | |
| EBIT | 127↑19.1% | 107↑8.2% | 99↓2.4% | 101↓8.7% | 111 | |
| Interest & Other Income | ||||||
| Net Interest Income | 219↑17.7% | 186↑7.4% | 173↑2.4% | 169↑3.7% | 163 | |
| Interest Income | 346↑10.3% | 313↑16.7% | 269↑35.9% | 198↑11.0% | 178 | |
| Interest Expense | 127↓0.6% | 127↑33.4% | 96↑233.6% | 29↑89.8% | 15 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 127↑19.1% | 107↑8.2% | 99↓2.4% | 101↓8.7% | 111 | |
| Income Tax Expense | 29↑21.6% | 24↑16.1% | 21↑6.9% | 19↓15.3% | 23 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 98↑18.4% | 83↑6.2% | 78↓4.7% | 82↓7.0% | 88 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 98↑18.4% | 83↑6.2% | 78↓4.7% | 82↓7.0% | 88 | |
| Bottom-Line Net Income | 98↑18.4% | 83↑6.2% | 78↓4.7% | 82↓7.0% | 88 | |
| EPS (Basic) | 5.44↑18.0% | 4.61↑5.7% | 4.36↓5.0% | 4.59↓7.1% | 4.94 | |
| EPS (Diluted) | 5.43↑17.8% | 4.61↑5.7% | 4.36↓4.8% | 4.58↓7.3% | 4.94 | |
| Weighted Average Shares | 18↑0.4% | 18↑0.4% | 18↑0.3% | 18↑0.3% | 18 | |
| Weighted Average Diluted Shares | 18↑0.5% | 18↑0.4% | 18↑0.3% | 18↑0.3% | 18 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.