Citizens Community Bancorp, Inc. (CZWI) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Citizens Community Bancorp, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 12.00x | 12.08x | 9.39x | 7.12x | 6.94x | 9.55x |
| P/B Ratio | 0.92x | 0.93x | 0.71x | 0.76x | 0.86x | 0.76x |
| P/S Ratio | 1.92x | 1.67x | 1.30x | 1.58x | 1.84x | 1.47x |
| Profitability | ||||||
| Gross Margin | 54.7% | 59.8% | 62.5% | 81.9% | 87.0% | 73.4% |
| Operating Margin | 7.0% | 17.6% | 20.0% | 29.4% | 36.2% | 20.9% |
| Net Margin | 16.0% | 13.8% | 13.8% | 22.1% | 26.6% | 15.4% |
| EBITDA Margin | 9.9% | 21.0% | 24.0% | 34.4% | 41.2% | 28.9% |
| Liquidity | ||||||
| Current Ratio | 0.13x | 0.09x | 0.07x | 0.03x | 0.04x | 0.09x |
| Quick Ratio | 0.13x | 0.09x | 0.07x | 0.03x | 0.04x | 0.09x |
| Leverage | ||||||
| Debt/Equity | 0.28x | 0.37x | 0.85x | 1.29x | 0.99x | 1.13x |
YoY = year-over-year change. Source: FMP..