Ellington Credit Company (EARN) — Financial statements
Income statement, balance sheet, and cash flow for Ellington Credit Company — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 43↓16.0% | 51↓8.4% | 55↑640.0% | -10↓573.2% | 2 | |
| Cost of Revenue | 6↓82.1% | 35↓23.1% | 45↑205.4% | 15↑444.3% | 3 | |
| Gross Profit | 36↑129.0% | 16↑57.3% | 10↑140.3% | -25↓4400.9% | -0.56 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 0.52↓73.0% | 2↑72.3% | 1↑0.5% | 1↑1.2% | 1 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 0.52↓73.0% | 2↑72.3% | 1↑0.5% | 1↑1.2% | 1 | |
| Other Expenses | 44↑545.9% | 7↑55.3% | 4↑10.0% | 4↓13.7% | 5 | |
| Operating Expenses | 45↑410.3% | 9↑58.7% | 6↑7.9% | 5↓10.8% | 6 | |
| Total Costs & Expenses | 51↑17.1% | 44↓14.2% | 51↑154.6% | 20↑135.4% | 8 | |
| Operating Results | ||||||
| Operating Income | -8↓219.0% | 7↑55.6% | 5↑115.1% | -30↓378.6% | -6 | |
| Depreciation & Amortization | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| EBITDA | -8↓219.0% | 7↑55.6% | 5↑115.1% | -30↓378.6% | -6 | |
| EBIT | -8↓219.0% | 7↑55.6% | 5↑115.1% | -30↓378.6% | -6 | |
| Interest & Other Income | ||||||
| Net Interest Income | 33↑117.5% | 15↑656.7% | -3↓113.4% | 20↓21.3% | 26 | |
| Interest Income | 43↓13.2% | 50↑17.2% | 43↑21.5% | 35↑23.4% | 28 | |
| Interest Expense | 11↓69.8% | 35↓23.1% | 45↑205.4% | 15↑444.3% | 3 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -6 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | -14↓303.7% | 7↑55.6% | 5↑115.1% | -30↓378.6% | -6 | |
| Income Tax Expense | -0.01↓101.2% | 0.51 | 0.00 | 0.00 | 0.00 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | -14↓319.4% | 7↑44.5% | 5↑115.1% | -30↓378.6% | -6 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | -14↓319.4% | 7↑44.5% | 5↑115.1% | -30↓378.6% | -6 | |
| Bottom-Line Net Income | -14↓319.4% | 7↑44.5% | 5↑115.1% | -30↓378.6% | -6 | |
| EPS (Basic) | -0.41↓270.8% | 0.24↓22.6% | 0.31↑113.5% | -2.29↓358.0% | -0.50 | |
| EPS (Diluted) | -0.38↓258.3% | 0.24↓22.6% | 0.31↑113.5% | -2.29↓358.0% | -0.50 | |
| Weighted Average Shares | 38↑38.3% | 27↑82.6% | 15↑13.0% | 13↑3.8% | 13 | |
| Weighted Average Diluted Shares | 38↑38.3% | 27↑82.6% | 15↑13.0% | 13↑3.8% | 13 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.