Encore Capital Group, Inc. (ECPG) — Financial statements
Income statement, balance sheet, and cash flow for Encore Capital Group, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 1,763↑33.9% | 1,316↑7.7% | 1,223↓12.6% | 1,398↓13.4% | 1,614 | |
| Cost of Revenue | 547↓23.3% | 713↑9.4% | 651↑3.6% | 629↓8.4% | 687 | |
| Gross Profit | 1,216↑101.4% | 604↑5.7% | 571↓25.8% | 770↓17.1% | 928 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 166↑1.3% | 164↑13.1% | 145↓0.6% | 146↑5.9% | 138 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 166↑1.3% | 164↑13.1% | 145↓0.6% | 146↑5.9% | 138 | |
| Other Expenses | 426↑51.0% | 282↓31.1% | 410↑153.4% | 162↑3.0% | 157 | |
| Operating Expenses | 592↑32.7% | 446↓19.6% | 555↑80.4% | 308↑4.3% | 295 | |
| Total Costs & Expenses | 1,139↓1.7% | 1,159↓3.9% | 1,206↑28.8% | 936↓4.6% | 981 | |
| Operating Results | ||||||
| Operating Income | 624↑296.3% | 157↑851.5% | 17↓96.4% | 462↓27.0% | 633 | |
| Depreciation & Amortization | 29↓11.3% | 32↓22.3% | 42↓10.1% | 46↓7.3% | 50 | |
| EBITDA | 653↑275.0% | 174↑174.7% | 63↓87.6% | 511↓22.2% | 656 | |
| EBIT | 624↑340.6% | 142↑555.0% | 22↓95.3% | 464↓23.4% | 606 | |
| Interest & Other Income | ||||||
| Net Interest Income | -288↓13.9% | -253↓25.1% | -202↓31.7% | -153↑9.6% | -170 | |
| Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest Expense | 288↑13.9% | 253↑25.1% | 202↑31.7% | 153↓9.6% | 170 | |
| Non-Operating Income | -0.22↓101.4% | 16↑410.4% | -5↓139.2% | -2↓107.8% | 27 | |
| Other Income / Expenses | -287↓13.4% | -254↓28.8% | -197↓30.2% | -151↑23.2% | -197 | |
| Income Before Tax | 336↑449.4% | -96↑46.6% | -180↓158.0% | 311↓28.8% | 437 | |
| Income Tax Expense | 79↑84.4% | 43↑64.1% | 26↓77.5% | 116↑36.4% | 85 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 257↑284.4% | -139↑32.6% | -206↓206.1% | 195↓44.6% | 351 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 257↑284.4% | -139↑32.6% | -206↓206.1% | 195↓44.5% | 351 | |
| Bottom-Line Net Income | 257↑284.4% | -139↑32.6% | -206↓206.1% | 195↓44.5% | 351 | |
| EPS (Basic) | 11.05↑289.5% | -5.83↑33.1% | -8.72↓208.2% | 8.06↓30.8% | 11.64 | |
| EPS (Diluted) | 10.91↑287.1% | -5.83↑33.1% | -8.72↓216.9% | 7.46↓33.7% | 11.26 | |
| Weighted Average Shares | 23↓2.7% | 24↑0.9% | 24↓2.0% | 24↓19.9% | 30 | |
| Weighted Average Diluted Shares | 24↓1.4% | 24↑0.9% | 24↓9.3% | 26↓16.2% | 31 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.