Enova International, Inc. (ENVA) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Enova International, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 12.62x | 12.32x | 9.70x | 5.97x | 5.81x | 2.09x |
| P/B Ratio | 2.91x | 2.16x | 1.37x | 1.04x | 1.36x | 0.86x |
| P/S Ratio | 1.23x | 0.97x | 0.80x | 0.71x | 1.23x | 0.73x |
| Profitability | ||||||
| Gross Margin | 50.1% | 46.6% | 48.9% | 57.7% | 78.5% | 55.1% |
| Operating Margin | 23.5% | 22.0% | 19.9% | 22.1% | 34.2% | 33.0% |
| Net Margin | 9.8% | 7.9% | 8.3% | 11.9% | 21.2% | 34.9% |
| EBITDA Margin | 16.8% | 12.6% | 12.5% | 17.6% | 30.8% | 26.8% |
| Liquidity | ||||||
| Current Ratio | 0.23x | 9.96x | 15.79x | 16.67x | 14.70x | 10.55x |
| Quick Ratio | 0.23x | 9.96x | 15.79x | 16.67x | 14.70x | 10.55x |
| Leverage | ||||||
| Debt/Equity | 3.41x | 3.00x | 2.41x | 1.93x | 1.30x | 1.11x |
YoY = year-over-year change. Source: FMP..