Essent Group Ltd. (ESNT) — Financial statements
Income statement, balance sheet, and cash flow for Essent Group Ltd. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 1,261↓0.5% | 1,267↑12.0% | 1,131↑11.1% | 1,018↓1.0% | 1,029 | |
| Cost of Revenue | 149↑83.9% | 81↑157.5% | 32↑118.1% | -175↓662.5% | 31 | |
| Gross Profit | 1,112↓6.3% | 1,186↑7.9% | 1,100↓7.8% | 1,193↑19.6% | 997 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 0.00↓100.0% | 136↑18.7% | 115↑14.6% | 100↓1.0% | 101 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 0.00↓100.0% | 136↑18.7% | 115↑14.6% | 100↓1.0% | 101 | |
| Other Expenses | 290↑49.3% | 194↑20.0% | 162↑54.6% | 105↑41.7% | 74 | |
| Operating Expenses | 290↓12.3% | 330↑19.5% | 277↑35.0% | 205↑17.0% | 175 | |
| Total Costs & Expenses | 439↑6.7% | 412↑33.6% | 308↑921.8% | 30↓85.4% | 206 | |
| Operating Results | ||||||
| Operating Income | 822↓3.9% | 855↑3.9% | 823↓16.7% | 988↑20.2% | 822 | |
| Depreciation & Amortization | 5↓9.5% | 6↑27.8% | 5↑49.6% | 3↓10.5% | 3 | |
| EBITDA | 860↓4.1% | 897↑4.5% | 858↓14.8% | 1,007↑20.7% | 834 | |
| EBIT | 855↓4.1% | 891↑4.4% | 853↓15.0% | 1,004↑20.9% | 831 | |
| Interest & Other Income | ||||||
| Net Interest Income | -33↑7.4% | -35↓17.2% | -30↓93.1% | -16↓88.5% | -8 | |
| Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest Expense | 33↓7.4% | 35↑17.2% | 30↑93.1% | 16↑88.5% | 8 | |
| Non-Operating Income | -33↑7.4% | -35↓17.2% | -30↓93.1% | -16↓88.4% | -8 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00↑100.0% | -0.00 | 0.00 | |
| Income Before Tax | 822↓3.9% | 855↑3.9% | 823↓16.7% | 988↑20.2% | 822 | |
| Income Tax Expense | 132↑4.6% | 126↓0.4% | 127↓19.3% | 157↑11.6% | 141 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 690↓5.4% | 729↑4.7% | 696↓16.2% | 831↑21.9% | 682 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 690↓5.4% | 729↑4.7% | 696↓16.2% | 831↑21.9% | 682 | |
| Bottom-Line Net Income | 690↓5.4% | 729↑4.7% | 696↓16.2% | 831↑21.9% | 682 | |
| EPS (Basic) | 6.97↑0.7% | 6.92↑5.5% | 6.56↓15.4% | 7.75↑26.4% | 6.13 | |
| EPS (Diluted) | 6.90↑0.7% | 6.85↑5.4% | 6.50↓15.8% | 7.72↑26.4% | 6.11 | |
| Weighted Average Shares | 99↓6.1% | 105↓0.8% | 106↓0.9% | 107↓3.6% | 111 | |
| Weighted Average Diluted Shares | 100↓6.1% | 107↓0.5% | 107↓0.5% | 108↓3.5% | 112 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.