FB Financial Corporation (FBK) — Financial statements
Income statement, balance sheet, and cash flow for FB Financial Corporation — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 878↑14.5% | 767↑2.4% | 749↑25.6% | 596↓2.8% | 613 | |
| Cost of Revenue | 361↑12.5% | 321↑17.3% | 274↑210.5% | 88↑2720.2% | -3 | |
| Gross Profit | 517↑15.9% | 446↓6.2% | 475↓6.5% | 508↓17.6% | 617 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 236↑28.5% | 184↓9.6% | 203↓3.8% | 211↓14.8% | 248 | |
| Selling & Marketing Expenses | 10↑36.7% | 7↓15.2% | 8↓26.2% | 11↓19.5% | 14 | |
| SG&A Expenses | 246↑28.8% | 191↓9.9% | 212↓4.9% | 223↓15.1% | 262 | |
| Other Expenses | 132↑22.3% | 108↓4.4% | 113↓10.1% | 126↑13.1% | 111 | |
| Operating Expenses | 378↑26.5% | 299↓8.0% | 325↓6.8% | 349↓6.7% | 374 | |
| Total Costs & Expenses | 739↑19.2% | 620↑3.6% | 599↑37.1% | 437↑18.0% | 370 | |
| Operating Results | ||||||
| Operating Income | 139↓5.6% | 147↓2.4% | 150↓5.8% | 160↓34.3% | 243 | |
| Depreciation & Amortization | 12↓18.3% | 15↑0.5% | 15↑17.8% | 13↓9.3% | 14 | |
| EBITDA | 151↓6.7% | 162↓2.1% | 165↓4.1% | 172↓33.0% | 257 | |
| EBIT | 139↓5.6% | 147↓2.4% | 150↓5.8% | 160↓34.3% | 243 | |
| Interest & Other Income | ||||||
| Net Interest Income | 516↑23.9% | 417↑2.3% | 407↓1.2% | 412↑18.7% | 347 | |
| Interest Income | 834↑14.9% | 726↑6.9% | 678↑40.9% | 481↑25.0% | 385 | |
| Interest Expense | 318↑2.8% | 309↑14.0% | 271↑292.0% | 69↑83.9% | 38 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 139↓5.6% | 147↓2.4% | 150↓5.8% | 160↓34.3% | 243 | |
| Income Tax Expense | 16↓48.1% | 31↑1.9% | 30↓14.1% | 35↓33.6% | 53 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 123↑5.7% | 116↓3.5% | 120↓3.5% | 125↓34.5% | 190 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 123↑5.7% | 116↓3.5% | 120↓3.5% | 125↓34.5% | 190 | |
| Bottom-Line Net Income | 123↑5.7% | 116↓3.5% | 120↓3.5% | 125↓34.5% | 190 | |
| EPS (Basic) | 2.41↓3.2% | 2.49↓3.1% | 2.57↓2.7% | 2.64↓34.2% | 4.01 | |
| EPS (Diluted) | 2.40↓3.2% | 2.48↓3.5% | 2.57↓2.7% | 2.64↓33.5% | 3.97 | |
| Weighted Average Shares | 53↑13.8% | 47↓0.3% | 47↓0.7% | 47↓0.7% | 47 | |
| Weighted Average Diluted Shares | 53↑13.3% | 47↑0.0% | 47↓0.9% | 47↓1.5% | 48 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.