FinWise Bancorp (FINW) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for FinWise Bancorp, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 14.30x | 15.82x | 10.24x | 4.69x | 3.79x | 9.30x |
| P/B Ratio | 1.19x | 1.16x | 1.15x | 0.84x | 1.04x | 2.27x |
| P/S Ratio | 1.52x | 2.07x | 2.06x | 1.31x | 1.47x | 2.38x |
| Profitability | ||||||
| Gross Margin | 61.0% | 72.3% | 75.0% | 83.4% | 88.5% | 84.1% |
| Operating Margin | 14.4% | 17.4% | 27.5% | 39.9% | 52.1% | 34.5% |
| Net Margin | 10.7% | 13.1% | 20.2% | 27.8% | 38.9% | 25.5% |
| EBITDA Margin | 14.4% | 22.9% | 31.9% | 42.3% | 53.4% | 36.9% |
| Liquidity | ||||||
| Current Ratio | 0.22x | 0.35x | 0.40x | 0.46x | 0.35x | 0.30x |
| Quick Ratio | 0.22x | 0.35x | 0.40x | 0.46x | 0.35x | 0.30x |
| Leverage | ||||||
| Debt/Equity | 0.02x | 0.03x | 0.04x | 0.05x | 0.01x | 2.20x |
YoY = year-over-year change. Source: FMP..