F.N.B. Corporation (FNB) — Financial statements
Income statement, balance sheet, and cash flow for F.N.B. Corporation — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 2,695↑4.9% | 2,568↑15.3% | 2,227↑38.5% | 1,608↑20.4% | 1,335 | |
| Cost of Revenue | 1,016↓3.4% | 1,052↑44.5% | 728↑217.9% | 229↑131.3% | 99 | |
| Gross Profit | 1,679↑10.8% | 1,516↑1.1% | 1,499↑8.7% | 1,379↑11.6% | 1,236 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 716↑31.3% | 545↑4.2% | 523↑17.3% | 446↑2.3% | 436 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 21↑23.5% | 17↑6.3% | 16↑14.3% | 14 | |
| SG&A Expenses | 716↑26.5% | 566↑4.8% | 540↑16.9% | 462↑2.7% | 450 | |
| Other Expenses | 294↓25.6% | 395↑5.3% | 375↑3.0% | 364↑28.6% | 283 | |
| Operating Expenses | 1,010↑5.1% | 961↑5.0% | 915↑10.8% | 826↑12.7% | 733 | |
| Total Costs & Expenses | 2,025↑0.6% | 2,013↑22.5% | 1,643↑55.7% | 1,055↑26.8% | 832 | |
| Operating Results | ||||||
| Operating Income | 669↑20.6% | 555↓5.0% | 584↑5.6% | 553↑9.9% | 503 | |
| Depreciation & Amortization | 0.00↓100.0% | 67↓14.1% | 78↑6.8% | 73↑630.0% | 10 | |
| EBITDA | 669↑7.6% | 622↓6.0% | 662↑5.8% | 626↑22.0% | 513 | |
| EBIT | 669↑20.6% | 555↓5.0% | 584↑5.6% | 553↑9.9% | 503 | |
| Interest & Other Income | ||||||
| Net Interest Income | 1,419↑10.9% | 1,280↓2.8% | 1,317↑17.6% | 1,120↑23.5% | 907 | |
| Interest Income | 2,349↑4.3% | 2,252↑14.1% | 1,973↑53.5% | 1,285↑27.9% | 1,005 | |
| Interest Expense | 930↓4.3% | 972↑48.1% | 656↑297.6% | 165↑68.4% | 98 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 669↑20.6% | 555↓5.0% | 584↑5.6% | 553↑9.9% | 503 | |
| Income Tax Expense | 104↑15.5% | 90↓9.1% | 99↓13.2% | 114↑16.3% | 98 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 565↑21.6% | 465↓4.1% | 485↑10.5% | 439↑8.4% | 405 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 565↑21.6% | 465↓4.1% | 485↑10.5% | 439↑8.4% | 405 | |
| Bottom-Line Net Income | 565↑23.2% | 459↓3.8% | 477↑10.7% | 431↑8.6% | 397 | |
| EPS (Basic) | 1.57↑23.6% | 1.27↓3.8% | 1.32↑7.3% | 1.23↓0.8% | 1.24 | |
| EPS (Diluted) | 1.56↑22.8% | 1.27↓3.1% | 1.31↑7.4% | 1.22↓0.8% | 1.23 | |
| Weighted Average Shares | 359↓0.6% | 361↑0.0% | 361↑3.2% | 350↑9.4% | 320 | |
| Weighted Average Diluted Shares | 362↓0.2% | 363↓0.1% | 363↑2.5% | 354↑9.5% | 323 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.