Five Star Bancorp (FSBC) — Financial statements
Income statement, balance sheet, and cash flow for Five Star Bancorp — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 255↑20.4% | 212↑17.4% | 181↑46.0% | 124↑41.0% | 88 | |
| Cost of Revenue | 107↑13.3% | 94↑39.5% | 68↑213.3% | 22↑279.9% | 6 | |
| Gross Profit | 149↑26.0% | 118↑4.2% | 113↑10.7% | 102↑24.5% | 82 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 41↑22.0% | 33↑16.4% | 29↑22.3% | 23↑14.1% | 21 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 2↑0.3% | 2↑25.9% | 2↑46.8% | 1 | |
| SG&A Expenses | 41↑13.7% | 36↑15.1% | 31↑22.6% | 25↑16.1% | 22 | |
| Other Expenses | 24↑38.8% | 18↑12.9% | 16↑10.5% | 14↑6.7% | 13 | |
| Operating Expenses | 65↑22.0% | 53↑14.4% | 47↑18.3% | 39↑12.5% | 35 | |
| Total Costs & Expenses | 172↑16.5% | 147↑29.3% | 114↑87.2% | 61↑49.8% | 41 | |
| Operating Results | ||||||
| Operating Income | 84↑29.4% | 65↓2.8% | 67↑6.0% | 63↑33.3% | 47 | |
| Depreciation & Amortization | 3↑62.3% | 2↑16.4% | 2↓1.5% | 2↑169.5% | 0.61 | |
| EBITDA | 87↑30.3% | 67↓2.4% | 68↑5.8% | 64↑35.1% | 48 | |
| EBIT | 84↑29.4% | 65↓2.8% | 67↑6.0% | 63↑33.3% | 47 | |
| Interest & Other Income | ||||||
| Net Interest Income | 153↑28.0% | 120↑8.0% | 111↑7.6% | 103↑32.8% | 78 | |
| Interest Income | 250↑20.9% | 207↑18.7% | 174↑47.9% | 118↑44.5% | 82 | |
| Interest Expense | 97↑11.2% | 87↑37.4% | 64↑327.7% | 15↑273.8% | 4 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 84↑29.4% | 65↓2.8% | 67↑6.0% | 63↑33.3% | 47 | |
| Income Tax Expense | 22↑16.1% | 19↑0.9% | 19↑4.6% | 18↑283.6% | 5 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 62↑34.9% | 46↓4.3% | 48↑6.5% | 45↑5.6% | 42 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 62↑34.9% | 46↓4.3% | 48↑6.5% | 45↑5.6% | 42 | |
| Bottom-Line Net Income | 62↑34.9% | 46↓4.3% | 48↑6.5% | 45↑5.6% | 42 | |
| EPS (Basic) | 2.90↑28.3% | 2.26↓18.7% | 2.78↑6.5% | 2.61↓7.8% | 2.83 | |
| EPS (Diluted) | 2.90↑28.3% | 2.26↓18.7% | 2.78↑6.5% | 2.61↓7.8% | 2.83 | |
| Weighted Average Shares | 21↑5.3% | 20↑17.4% | 17↑0.2% | 17↑14.4% | 15 | |
| Weighted Average Diluted Shares | 21↑5.3% | 20↑17.6% | 17↑0.1% | 17↑14.5% | 15 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.