FS Bancorp, Inc. (FSBW) — Financial statements
Income statement, balance sheet, and cash flow for FS Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 218↑6.8% | 204↑10.0% | 185↑38.2% | 134↑2.3% | 131 | |
| Cost of Revenue | 73↑8.2% | 67↑38.2% | 49↑135.9% | 21↑101.8% | 10 | |
| Gross Profit | 145↑6.1% | 136↓0.1% | 137↑20.4% | 113↓6.1% | 121 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 57↑0.4% | 57↑1.9% | 56↑14.7% | 49↓3.0% | 50 | |
| Selling & Marketing Expenses | 1↓4.6% | 1↓2.9% | 1↑50.4% | 0.90↑41.5% | 0.63 | |
| SG&A Expenses | 59↑0.3% | 58↑1.8% | 57↑15.3% | 50↓2.4% | 51 | |
| Other Expenses | 41↑13.6% | 36↑7.4% | 34↑27.1% | 27↑19.0% | 22 | |
| Operating Expenses | 100↑5.4% | 95↑3.9% | 91↑19.4% | 76↑4.1% | 73 | |
| Total Costs & Expenses | 173↑6.6% | 162↑15.8% | 140↑44.2% | 97↑16.1% | 84 | |
| Operating Results | ||||||
| Operating Income | 45↑7.6% | 42↓8.2% | 45↑22.4% | 37↓22.0% | 47 | |
| Depreciation & Amortization | 10↓3.4% | 11↓16.5% | 13↓9.7% | 14↓7.8% | 15 | |
| EBITDA | 55↑5.4% | 52↓10.0% | 58↑13.6% | 51↓18.5% | 63 | |
| EBIT | 45↑7.6% | 42↓8.2% | 45↑22.4% | 37↓22.0% | 47 | |
| Interest & Other Income | ||||||
| Net Interest Income | 130↑5.9% | 123↓0.2% | 123↑18.2% | 104↑20.3% | 87 | |
| Interest Income | 197↑6.7% | 185↑10.6% | 167↑40.9% | 119↑23.2% | 96 | |
| Interest Expense | 67↑8.3% | 62↑40.7% | 44↑204.5% | 14↑48.2% | 10 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -4 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 41↓1.1% | 42↓8.2% | 45↑22.4% | 37↓22.0% | 47 | |
| Income Tax Expense | 8↑18.5% | 7↓28.9% | 9↑25.6% | 7↓26.7% | 10 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 33↓4.8% | 35↓2.9% | 36↑21.6% | 30↓20.8% | 37 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 33↓4.8% | 35↓2.9% | 36↑21.6% | 30↓20.8% | 37 | |
| Bottom-Line Net Income | 33↓4.5% | 34↓2.9% | 35↑21.9% | 29↓20.9% | 37 | |
| EPS (Basic) | 4.34↓3.1% | 4.48↓3.2% | 4.63↑23.5% | 3.75↓15.2% | 4.42 | |
| EPS (Diluted) | 4.28↓1.8% | 4.36↓4.4% | 4.56↑23.2% | 3.70↓14.4% | 4.32 | |
| Weighted Average Shares | 8↓2.3% | 8↓1.1% | 8↓1.5% | 8↓6.6% | 8 | |
| Weighted Average Diluted Shares | 8↓3.0% | 8↓0.2% | 8↓1.3% | 8↓7.5% | 9 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.