Grupo Financiero Galicia S.A. (GGAL) — Financial statements
Income statement, balance sheet, and cash flow for Grupo Financiero Galicia S.A. — annual and quarterly history with growth and margin analysis.
| Metric (ARS Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 13,550,155↑27.5% | 10,626,574↓23.5% | 13,894,555↑63.1% | 8,519,811↑197.4% | 2,864,480 | |
| Cost of Revenue | 7,959,547↑100.9% | 3,962,893↓43.5% | 7,013,501↑67.4% | 4,190,598↑239.7% | 1,233,662 | |
| Gross Profit | 5,590,608↓16.1% | 6,663,681↓3.2% | 6,881,054↑58.9% | 4,329,214↑165.5% | 1,630,818 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 2,065,026↑48.8% | 1,388,143↑26.1% | 1,100,784↑11.0% | 991,349↑130.5% | 430,049 | |
| Selling & Marketing Expenses | 61,851↑64.1% | 37,686↑21.0% | 31,144↑7.6% | 28,950↑106.6% | 14,013 | |
| SG&A Expenses | 2,126,876↑49.2% | 1,425,829↑26.0% | 1,131,927↑10.9% | 1,020,299↑129.8% | 444,062 | |
| Other Expenses | 3,133,690↑3.5% | 3,026,629↓33.7% | 4,566,648↑59.4% | 2,864,462↑218.8% | 898,612 | |
| Operating Expenses | 5,260,566↑18.1% | 4,452,458↓21.9% | 5,698,575↑46.7% | 3,884,761↑189.3% | 1,342,674 | |
| Total Costs & Expenses | 13,220,113↑57.1% | 8,415,351↓33.8% | 12,712,076↑57.4% | 8,075,358↑213.4% | 2,576,337 | |
| Operating Results | ||||||
| Operating Income | 335,593↓84.8% | 2,211,223↑87.0% | 1,182,479↑166.1% | 444,453↑54.2% | 288,144 | |
| Depreciation & Amortization | 206,277↑9.7% | 188,067↑2.5% | 183,528↓2.9% | 189,044↑115.0% | 87,942 | |
| EBITDA | 536,319↓77.6% | 2,399,291↑75.6% | 1,366,007↑115.6% | 633,497↑68.4% | 376,086 | |
| EBIT | 330,042↓85.1% | 2,211,223↑87.0% | 1,182,479↑166.1% | 444,453↑54.2% | 288,144 | |
| Interest & Other Income | ||||||
| Net Interest Income | 6,504,952↑26.5% | 5,144,147↑37.0% | 3,754,858↑265.8% | 1,026,511↑55.6% | 659,661 | |
| Interest Income | 11,026,111↑33.7% | 8,244,240↓20.4% | 10,353,121↑113.0% | 4,861,513↑176.2% | 1,760,173 | |
| Interest Expense | 4,521,159↑45.8% | 3,100,093↓53.0% | 6,598,263↑72.1% | 3,835,002↑248.5% | 1,100,511 | |
| Non-Operating Income | 5,551 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -5,551 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 330,042↓85.1% | 2,211,223↑87.0% | 1,182,479↑166.1% | 444,453↑54.2% | 288,144 | |
| Income Tax Expense | 107,086↓81.7% | 586,614↑30.9% | 448,246↑289.5% | 115,070↑15.6% | 99,525 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 222,956↓86.3% | 1,624,610↑121.3% | 734,233↑122.9% | 329,384↑74.6% | 188,619 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 228,404↓85.9% | 1,624,745↑121.3% | 734,238↑122.9% | 329,384↑74.6% | 188,619 | |
| Bottom-Line Net Income | 228,404↓85.9% | 1,624,745↑121.3% | 734,238↑122.9% | 329,384↑74.6% | 188,619 | |
| EPS (Basic) | 1,422.00↓88.0% | 11,868.00↑119.6% | 5,405.60↑427.0% | 1,025.70↓19.8% | 1,279.00 | |
| EPS (Diluted) | 1,422.00↓88.0% | 11,868.00↑119.6% | 5,405.60↑427.0% | 1,025.70↓19.8% | 1,279.00 | |
| Weighted Average Shares | 161↑0.8% | 159↑7.7% | 148↑0.0% | 148↑0.0% | 148 | |
| Weighted Average Diluted Shares | 161↑0.8% | 159↑7.7% | 148↑0.0% | 148↑0.0% | 148 | |
* All figures in Millions of ARS, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.