Horizon Bancorp, Inc. (HBNC) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Horizon Bancorp, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | -5.75x | 19.87x | 22.31x | 7.03x | 10.49x | 10.20x |
| P/B Ratio | 1.26x | 0.92x | 0.87x | 0.97x | 1.26x | 1.01x |
| P/S Ratio | 8.38x | 1.98x | 1.96x | 2.36x | 3.70x | 2.75x |
| Profitability | ||||||
| Gross Margin | -29.5% | 51.2% | 56.5% | 87.5% | 93.4% | 78.3% |
| Operating Margin | -193.4% | 7.7% | 12.2% | 38.0% | 41.5% | 30.8% |
| Net Margin | -145.9% | 10.0% | 8.8% | 33.6% | 35.3% | 26.9% |
| EBITDA Margin | -181.9% | 11.2% | 16.0% | 42.7% | 47.2% | 35.7% |
| Liquidity | ||||||
| Current Ratio | 1.14x | 0.10x | 0.19x | 0.19x | 0.30x | 0.30x |
| Quick Ratio | 1.14x | 0.10x | 0.19x | 0.19x | 0.30x | 0.30x |
| Leverage | ||||||
| Debt/Equity | 0.59x | 1.76x | 1.44x | 1.50x | 1.15x | 0.85x |
YoY = year-over-year change. Source: FMP..