International Bancshares Corporation (IBOC) — Financial statements
Income statement, balance sheet, and cash flow for International Bancshares Corporation — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 1,054↑1.0% | 1,043↑7.5% | 970↑36.1% | 713↑14.9% | 620 | |
| Cost of Revenue | 229↓5.0% | 241↑40.8% | 171↑186.3% | 60↑71.9% | 35 | |
| Gross Profit | 825↑2.8% | 802↑0.4% | 799↑22.3% | 653↑11.5% | 586 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 183↑19.8% | 153↑8.6% | 141↑4.5% | 135↑5.3% | 128 | |
| Selling & Marketing Expenses | 5↓15.6% | 6↑25.5% | 5↑9.2% | 5↑13.6% | 4 | |
| SG&A Expenses | 188↑18.4% | 159↑9.2% | 146↑4.6% | 139↑5.6% | 132 | |
| Other Expenses | 116↓13.5% | 134↑3.4% | 130↓1.2% | 131↓0.2% | 131 | |
| Operating Expenses | 304↑3.8% | 293↑6.5% | 275↑1.8% | 270↑2.7% | 263 | |
| Total Costs & Expenses | 533↓0.2% | 534↑19.6% | 447↑35.2% | 330↑10.8% | 298 | |
| Operating Results | ||||||
| Operating Income | 520↑2.3% | 509↓2.8% | 524↑36.8% | 383↑18.7% | 322 | |
| Depreciation & Amortization | 23↑3.7% | 23↑2.6% | 22↑0.6% | 22↓12.8% | 25 | |
| EBITDA | 544↑2.3% | 531↓2.6% | 545↑34.9% | 404↑16.4% | 347 | |
| EBIT | 520↑2.3% | 509↓2.8% | 524↑36.8% | 383↑18.7% | 322 | |
| Interest & Other Income | ||||||
| Net Interest Income | 672↑2.4% | 657↓1.0% | 664↑36.1% | 488↑31.3% | 371 | |
| Interest Income | 886↑2.3% | 866↑8.2% | 800↑52.2% | 526↑32.1% | 398 | |
| Interest Expense | 214↑2.2% | 209↑53.1% | 137↑258.2% | 38↑42.2% | 27 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 520↑2.3% | 509↓2.8% | 524↑36.8% | 383↑18.7% | 322 | |
| Income Tax Expense | 108↑8.6% | 100↓10.9% | 112↑35.6% | 82↑20.5% | 68 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 412↑0.8% | 409↓0.6% | 412↑37.1% | 300↑18.2% | 254 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 412↑0.8% | 409↓0.6% | 412↑37.1% | 300↑18.2% | 254 | |
| Bottom-Line Net Income | 412↑0.8% | 409↓0.6% | 412↑37.1% | 300↑18.2% | 254 | |
| EPS (Basic) | 6.63↑0.8% | 6.58↓0.8% | 6.63↑38.4% | 4.79↑19.5% | 4.01 | |
| EPS (Diluted) | 6.62↑0.8% | 6.57↓0.8% | 6.62↑38.5% | 4.78↑19.5% | 4.00 | |
| Weighted Average Shares | 62↑0.2% | 62↑0.2% | 62↓0.9% | 63↓1.1% | 63 | |
| Weighted Average Diluted Shares | 62↓0.1% | 62↑0.1% | 62↓0.9% | 63↓1.1% | 63 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.