Intercorp Financial Services Inc. (IFS) — Financial statements
Income statement, balance sheet, and cash flow for Intercorp Financial Services Inc. — annual and quarterly history with growth and margin analysis.
| Metric (PEN Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 9,239↑4.3% | 8,857↑0.7% | 8,791↑18.5% | 7,418↑17.8% | 6,295 | |
| Cost of Revenue | 3,209↓20.8% | 4,054↓9.0% | 4,456↑88.2% | 2,368↑72.8% | 1,370 | |
| Gross Profit | 6,030↑25.5% | 4,803↑10.8% | 4,336↓14.1% | 5,050↑2.5% | 4,925 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 1,052↓58.4% | 2,527↑2.9% | 2,456↑2.5% | 2,395↑11.7% | 2,144 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 1,052↓58.4% | 2,527↑2.9% | 2,456↑2.5% | 2,395↑11.7% | 2,144 | |
| Other Expenses | 2,654↑320.9% | 630↑18.2% | 534↑9.2% | 489↑25.5% | 389 | |
| Operating Expenses | 3,705↑17.4% | 3,157↑5.6% | 2,989↑3.7% | 2,884↑13.9% | 2,533 | |
| Total Costs & Expenses | 6,914↓4.1% | 7,211↓3.1% | 7,445↑41.8% | 5,252↑34.6% | 3,903 | |
| Operating Results | ||||||
| Operating Income | 2,332↑41.7% | 1,646↑22.2% | 1,346↓37.8% | 2,166↓9.4% | 2,392 | |
| Depreciation & Amortization | 424↑2.8% | 413↑9.0% | 379↑12.7% | 336↑20.2% | 280 | |
| EBITDA | 2,749↑33.5% | 2,059↑19.3% | 1,725↓31.0% | 2,502↓6.3% | 2,671 | |
| EBIT | 2,324↑41.2% | 1,646↑22.2% | 1,346↓37.8% | 2,166↓9.4% | 2,392 | |
| Interest & Other Income | ||||||
| Net Interest Income | 4,364↓6.3% | 4,658↑2.0% | 4,566↑8.5% | 4,209↑19.7% | 3,517 | |
| Interest Income | 6,494↓7.0% | 6,980↓1.4% | 7,078↑22.2% | 5,792↑28.6% | 4,504 | |
| Interest Expense | 2,129↓8.3% | 2,322↓7.5% | 2,511↑58.5% | 1,584↑60.5% | 987 | |
| Non-Operating Income | 7 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -7 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 2,324↑41.2% | 1,646↑22.2% | 1,346↓37.8% | 2,166↓9.4% | 2,392 | |
| Income Tax Expense | 500↑59.0% | 314↑14.1% | 276↓40.4% | 463↓7.9% | 502 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 1,825↑37.0% | 1,332↑24.4% | 1,071↓37.1% | 1,704↓9.8% | 1,889 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 1,822↑40.1% | 1,300↑21.2% | 1,073↓35.7% | 1,668↓6.8% | 1,790 | |
| Bottom-Line Net Income | 1,822↑40.1% | 1,300↑21.2% | 1,073↓35.7% | 1,668↓6.8% | 1,790 | |
| EPS (Basic) | 16.31↑43.3% | 11.38↑22.0% | 9.33↓35.2% | 14.39↓7.2% | 15.51 | |
| EPS (Diluted) | 16.31↑43.3% | 11.38↑22.0% | 9.33↓35.2% | 14.39↓7.2% | 15.51 | |
| Weighted Average Shares | 112↓2.3% | 114↓0.6% | 115↓0.4% | 115↓0.0% | 115 | |
| Weighted Average Diluted Shares | 112↓2.3% | 114↓0.6% | 115↓0.4% | 115↓0.0% | 115 | |
* All figures in Millions of PEN, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.