Inter & Co, Inc. (INTR) — Financial statements
Income statement, balance sheet, and cash flow for Inter & Co, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (BRL Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 14,620↑50.5% | 9,712↑27.1% | 7,640↑38.0% | 5,536↑100.2% | 2,765 | |
| Cost of Revenue | 8,416↑64.7% | 5,111↑15.4% | 4,429↑44.9% | 3,056↑168.4% | 1,139 | |
| Gross Profit | 6,204↑34.8% | 4,601↑43.3% | 3,211↑29.5% | 2,479↑52.5% | 1,626 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 1,121↓53.7% | 2,423↑14.3% | 2,120↑2.7% | 2,064↑43.0% | 1,443 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 235↑151.3% | 94↓32.2% | 138↓5.1% | 145 | |
| SG&A Expenses | 1,121↓57.8% | 2,658↑20.1% | 2,213↑0.5% | 2,202↑38.6% | 1,589 | |
| Other Expenses | 3,490↑373.3% | 737↑32.2% | 558↑22.3% | 456↑69.6% | 269 | |
| Operating Expenses | 4,611↑35.8% | 3,395↑22.5% | 2,771↑4.3% | 2,658↑43.1% | 1,857 | |
| Total Costs & Expenses | 13,027↑53.2% | 8,506↑18.1% | 7,200↑26.0% | 5,714↑90.7% | 2,996 | |
| Operating Results | ||||||
| Operating Income | 1,592↑32.1% | 1,206↑174.1% | 440↑346.3% | -179↑22.7% | -231 | |
| Depreciation & Amortization | 334↑60.0% | 209↑30.2% | 160↓2.2% | 164↑181.1% | 58 | |
| EBITDA | 1,926↑36.2% | 1,414↑135.6% | 600↑4211.2% | -15↑91.5% | -173 | |
| EBIT | 1,592↑32.1% | 1,206↑174.1% | 440↑346.3% | -179↑22.7% | -231 | |
| Interest & Other Income | ||||||
| Net Interest Income | 5,875↑53.2% | 3,835↑17.0% | 3,277↑42.4% | 2,302↑40.5% | 1,638 | |
| Interest Income | 11,735↑64.2% | 7,147↑15.9% | 6,165↑44.2% | 4,274↑96.0% | 2,181 | |
| Interest Expense | 5,860↑76.9% | 3,312↑14.7% | 2,888↑46.4% | 1,973↑263.2% | 543 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 1,592↑32.1% | 1,206↑174.1% | 440↑346.3% | -179↑22.7% | -231 | |
| Income Tax Expense | 222↓4.4% | 233↑165.7% | 88↑153.2% | -164↑6.5% | -176 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 1,370↑40.8% | 973↑176.2% | 352↑2602.0% | -14↑74.4% | -55 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 1,287↑41.8% | 907↑200.0% | 302↑2826.3% | -11↑84.7% | -73 | |
| Bottom-Line Net Income | 1,287↑41.8% | 907↑200.0% | 302↑2826.3% | -11↑69.5% | -36 | |
| EPS (Basic) | 2.90↑39.4% | 2.08↑177.3% | 0.75↑2817.4% | -0.03↑90.3% | -0.28 | |
| EPS (Diluted) | 2.90↑40.1% | 2.07↑176.0% | 0.75↑2817.4% | -0.03↑90.3% | -0.28 | |
| Weighted Average Shares | 440↑0.5% | 438↑8.7% | 403↑0.5% | 401↑50.7% | 266 | |
| Weighted Average Diluted Shares | 440↑0.3% | 439↑8.9% | 403↑0.5% | 401↑50.7% | 266 | |
* All figures in Millions of BRL, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.