Isabella Bank Corporation (ISBA) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Isabella Bank Corporation, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 19.51x | 13.95x | 8.89x | 7.98x | 9.85x | 14.31x |
| P/B Ratio | 1.59x | 0.92x | 0.80x | 0.95x | 0.91x | 0.71x |
| P/S Ratio | 3.29x | 1.90x | 1.78x | 2.32x | 2.69x | 2.06x |
| Profitability | ||||||
| Gross Margin | 70.6% | 64.6% | 75.4% | 92.4% | 90.3% | 79.6% |
| Operating Margin | 19.8% | 16.1% | 24.1% | 35.1% | 32.8% | 15.7% |
| Net Margin | 16.9% | 13.7% | 20.0% | 29.0% | 27.4% | 14.4% |
| EBITDA Margin | 19.8% | 18.2% | 26.2% | 37.8% | 36.9% | 19.9% |
| Liquidity | ||||||
| Current Ratio | 0.12x | 0.14x | 0.34x | 0.36x | 0.35x | 0.37x |
| Quick Ratio | 0.12x | 0.14x | 0.34x | 0.36x | 0.35x | 0.37x |
| Leverage | ||||||
| Debt/Equity | 0.62x | 0.54x | 0.57x | 0.47x | 0.47x | 0.73x |
YoY = year-over-year change. Source: FMP..