KB Financial Group Inc. (KB) — Financial statements
Income statement, balance sheet, and cash flow for KB Financial Group Inc. — annual and quarterly history with growth and margin analysis.
| Metric (KRW Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 50,686,372↑34.2% | 37,768,991↑3.7% | 36,411,810↑42.0% | 25,644,365↑22.3% | 20,974,605 | |
| Cost of Revenue | 25,821,500↑31.0% | 19,708,957↓2.0% | 20,107,573↑81.4% | 11,084,304↑114.5% | 5,166,439 | |
| Gross Profit | 24,864,872↑37.7% | 18,060,034↑10.8% | 16,304,237↑12.0% | 14,560,061↓7.9% | 15,808,166 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 7,051,040↑20.6% | 5,844,730↑4.0% | 5,618,479↑0.6% | 5,582,985↓8.3% | 6,085,474 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 230,656↑0.2% | 230,192↓2.9% | 236,957↑12.7% | 210,187 | |
| SG&A Expenses | 7,051,040↑16.1% | 6,075,386↑3.9% | 5,848,671↑0.5% | 5,819,942↓7.6% | 6,295,661 | |
| Other Expenses | 9,282,588↑85.7% | 4,999,401↑15.3% | 4,335,415↑29.6% | 3,345,156↓2.5% | 3,430,899 | |
| Operating Expenses | 16,333,628↑47.5% | 11,074,787↑8.7% | 10,184,086↑11.1% | 9,165,098↓5.8% | 9,726,560 | |
| Total Costs & Expenses | 42,155,128↑36.9% | 30,783,744↑1.6% | 30,291,659↑49.6% | 20,249,402↑36.0% | 14,892,999 | |
| Operating Results | ||||||
| Operating Income | 8,531,244↑22.1% | 6,985,247↑14.1% | 6,120,151↑13.4% | 5,394,963↓11.3% | 6,081,606 | |
| Depreciation & Amortization | 0.00↓100.0% | 916,295↑5.8% | 865,927↓1.5% | 878,841↓12.7% | 1,006,688 | |
| EBITDA | 8,531,244↑8.0% | 7,901,542↑13.1% | 6,986,078↑11.4% | 6,273,804↓11.5% | 7,088,294 | |
| EBIT | 8,531,244↑22.1% | 6,985,247↑14.1% | 6,120,151↑13.4% | 5,394,963↓11.3% | 6,081,606 | |
| Interest & Other Income | ||||||
| Net Interest Income | 16,083,007↑25.4% | 12,826,714↑5.3% | 12,180,860↑5.5% | 11,550,888↑2.9% | 11,229,572 | |
| Interest Income | 29,156,100↓4.4% | 30,491,385↑4.6% | 29,142,024↑40.2% | 20,787,417↑36.7% | 15,210,878 | |
| Interest Expense | 13,073,093↓26.0% | 17,664,671↑4.1% | 16,961,164↑83.6% | 9,236,529↑132.0% | 3,981,306 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -334,565 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 8,196,679↑17.3% | 6,985,247↑14.1% | 6,120,151↑13.4% | 5,394,963↓11.3% | 6,081,606 | |
| Income Tax Expense | 2,346,152↑19.9% | 1,956,641↑22.8% | 1,593,817↑6.0% | 1,504,061↓11.4% | 1,697,225 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 5,850,527↑16.3% | 5,028,606↑11.1% | 4,526,334↑16.3% | 3,890,902↓11.3% | 4,384,381 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 5,850,527↑15.2% | 5,078,221↑10.5% | 4,594,835↑11.7% | 4,112,493↓6.7% | 4,409,543 | |
| Bottom-Line Net Income | 5,850,527↑19.9% | 4,878,728↑10.6% | 4,412,372↑10.6% | 3,988,472↓9.5% | 4,409,543 | |
| EPS (Basic) | 15,437.00↑19.9% | 12,880.00↑12.2% | 11,483.00↑11.1% | 10,334.00↓7.2% | 11,133.00 | |
| EPS (Diluted) | 15,287.00↑20.1% | 12,725.00↑13.4% | 11,217.00↑11.1% | 10,099.00↓7.3% | 10,889.00 | |
| Weighted Average Shares | 379↓0.1% | 379↓1.4% | 384↓1.4% | 390↑0.0% | 390 | |
| Weighted Average Diluted Shares | 382↓0.3% | 383↓2.5% | 393↓1.4% | 399↑0.1% | 399 | |
* All figures in Millions of KRW, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.