Kentucky First Federal Bancorp (KFFB) — Financial statements
Income statement, balance sheet, and cash flow for Kentucky First Federal Bancorp — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 20↑18.9% | 17↑26.7% | 13↑14.2% | 11↓10.4% | 13 | |
| Cost of Revenue | 11↑17.5% | 9↑131.8% | 4↑137.0% | 2↓27.4% | 2 | |
| Gross Profit | 9↑20.7% | 7↓20.1% | 9↓7.2% | 10↓6.5% | 10 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 5↓0.6% | 5↑3.9% | 5↑2.2% | 5↓24.7% | 7 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 0.17↑10.6% | 0.15↑11.9% | 0.14↓11.8% | 0.15 | |
| SG&A Expenses | 5↓3.7% | 5↑4.1% | 5↑2.5% | 5↓24.7% | 7 | |
| Other Expenses | 3↓13.4% | 4↑44.3% | 3↑0.6% | 3↑70.7% | 2 | |
| Operating Expenses | 8↓7.7% | 9↑17.6% | 8↑1.8% | 8↓7.0% | 8 | |
| Total Costs & Expenses | 19↑5.0% | 18↑56.4% | 12↑26.3% | 9↓11.5% | 11 | |
| Operating Results | ||||||
| Operating Income | 0.24↑112.1% | -2↓259.7% | 1↓40.6% | 2↓4.8% | 2 | |
| Depreciation & Amortization | 0.20↓14.1% | 0.23↓8.2% | 0.26↓10.5% | 0.29↓1.0% | 0.29 | |
| EBITDA | 0.44↑125.4% | -2↓216.5% | 1↓37.0% | 2↓4.4% | 2 | |
| EBIT | 0.24↑112.1% | -2↓259.7% | 1↓40.6% | 2↓4.8% | 2 | |
| Interest & Other Income | ||||||
| Net Interest Income | 8↑19.3% | 7↓21.0% | 9↓3.3% | 9↓8.5% | 10 | |
| Interest Income | 19↑18.2% | 16↑27.6% | 13↑16.9% | 11↓10.2% | 12 | |
| Interest Expense | 11↑17.4% | 9↑137.9% | 4↑122.5% | 2↓18.1% | 2 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 0.24↑112.1% | -2↓259.7% | 1↓40.6% | 2↓4.8% | 2 | |
| Income Tax Expense | 0.06↑123.8% | -0.24↓181.3% | 0.29↓38.4% | 0.48↑35.5% | 0.35 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 0.18↑110.5% | -2↓284.5% | 0.93↓41.3% | 2↓12.6% | 2 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 0.18↑110.5% | -2↓284.5% | 0.93↓41.3% | 2↓12.6% | 2 | |
| Bottom-Line Net Income | 0.18↑110.5% | -2↓284.5% | 0.93↓41.3% | 2↓12.6% | 2 | |
| EPS (Basic) | 0.02↑110.6% | -0.21↓290.9% | 0.11↓42.1% | 0.19↓13.6% | 0.22 | |
| EPS (Diluted) | 0.02↑110.6% | -0.21↓290.9% | 0.11↓42.1% | 0.19↓13.6% | 0.22 | |
| Weighted Average Shares | 8↑0.0% | 8↓0.4% | 8↓1.0% | 8↓0.0% | 8 | |
| Weighted Average Diluted Shares | 8↑0.0% | 8↓0.4% | 8↓1.0% | 8↓0.0% | 8 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.