Joint Stock Company Kaspi.kz (KSPI) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Joint Stock Company Kaspi.kz, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 7.25x | 9.08x | 9.82x | 14.55x | 18.57x | 29.71x |
| P/B Ratio | 3.02x | 6.22x | 7.66x | 10.39x | 16.05x | 19.83x |
| P/S Ratio | 1.91x | 3.74x | 4.37x | 6.71x | 9.06x | 11.98x |
| Profitability | ||||||
| Gross Margin | 73.5% | 62.3% | 64.5% | 91.8% | 91.7% | 69.2% |
| Operating Margin | 32.9% | 50.4% | 52.8% | 82.8% | 83.0% | 49.1% |
| Net Margin | 26.4% | 41.2% | 44.5% | 46.1% | 48.8% | 40.3% |
| EBITDA Margin | 32.9% | 50.4% | 52.8% | 80.0% | 80.6% | 50.3% |
| Liquidity | ||||||
| Current Ratio | 0.00x | 0.84x | 0.91x | 4.21x | 1.03x | 0.82x |
| Quick Ratio | 0.00x | 0.84x | 0.91x | 4.21x | 1.03x | 0.82x |
| Leverage | ||||||
| Debt/Equity | 0.14x | 0.15x | 0.21x | 0.27x | 0.62x | 0.60x |
YoY = year-over-year change. Source: FMP..