LM Funding America, Inc. (LMFA) — Financial statements
Income statement, balance sheet, and cash flow for LM Funding America, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 9↓20.1% | 11↑77.7% | 6↓3.6% | 6↓54.2% | 14 | |
| Cost of Revenue | 22↑209.5% | 7 | 0.00↓100.0% | 5↑2457.3% | -0.21 | |
| Gross Profit | -13↓420.4% | 4↓35.2% | 6↑317.5% | 1↓89.6% | 14 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 3↑56.7% | 2↓64.9% | 6↓69.8% | 19↑210.4% | 6 | |
| Selling & Marketing Expenses | 0.00↑100.0% | -1↓245.6% | 0.85↑34.1% | 0.64↑52.0% | 0.42 | |
| SG&A Expenses | 3↑294.5% | 0.82↓87.8% | 7↓66.5% | 20↑200.5% | 7 | |
| Other Expenses | 2↓78.7% | 10↓47.2% | 18↑132.5% | 8↑253.6% | 2 | |
| Operating Expenses | 5↓49.5% | 10↓58.1% | 25↓10.5% | 28↑213.8% | 9 | |
| Total Costs & Expenses | 27↑54.2% | 17↓30.2% | 25↓23.9% | 33↑278.1% | 9 | |
| Operating Results | ||||||
| Operating Income | -18↓180.6% | -6↑65.7% | -19↑28.9% | -26↓596.2% | 5 | |
| Depreciation & Amortization | 8↑5.1% | 8↑56.0% | 5↑942.5% | 0.48↑34464.0% | 0.00 | |
| EBITDA | -18↓5340.2% | -0.32↑97.7% | -14↑46.7% | -26↓587.1% | 5 | |
| EBIT | -26↓219.2% | -8↑57.0% | -19↑28.9% | -26↓596.2% | 5 | |
| Interest & Other Income | ||||||
| Net Interest Income | 8↑5683.0% | -0.14↓154.6% | 0.25↓36.0% | 0.39↓42.8% | 0.68 | |
| Interest Income | 9↑2743.7% | 0.31↑23.1% | 0.25↓36.8% | 0.39↓42.2% | 0.68 | |
| Interest Expense | 1↑153.5% | 0.44 | 0.00↓100.0% | 0.00↑576.3% | 0.00 | |
| Non-Operating Income | 8↑371.5% | 2 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -9↓641.0% | -1 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | -27↓252.4% | -8↑59.3% | -19↑28.9% | -26↓596.2% | 5 | |
| Income Tax Expense | 0.00 | 0.00↓100.0% | 0.06↓95.8% | 1↑340.9% | 0.33 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | -27↓252.4% | -8↑59.4% | -19↑32.3% | -28↓657.3% | 5 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | -27↓268.0% | -7↑54.1% | -16↑45.5% | -29↓714.4% | 5 | |
| Bottom-Line Net Income | -27↓268.0% | -7↑54.1% | -16↑45.5% | -29↓714.4% | 5 | |
| EPS (Basic) | -3.28↓25.7% | -2.61↑62.6% | -6.98↑47.9% | -13.41↓1623.9% | 0.88 | |
| EPS (Diluted) | -3.28↓25.7% | -2.61↑62.6% | -6.98↑47.9% | -13.41↓1623.9% | 0.88 | |
| Weighted Average Shares | 9↑209.8% | 3↑23.0% | 2↑4.7% | 2↓59.7% | 5 | |
| Weighted Average Diluted Shares | 9↑209.8% | 3↑23.0% | 2↑4.7% | 2↓59.8% | 5 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.