Lufax Holding Ltd (LU) — Financial statements
Income statement, balance sheet, and cash flow for Lufax Holding Ltd — annual and quarterly history with growth and margin analysis.
| Metric (CNY Millions) | 2025 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 28,130↓32.5% | 41,682↓39.6% | 69,028↑6.2% | 65,015↑27.5% | 50,993 | |
| Cost of Revenue | 7,053↓44.4% | 12,692↓6.7% | 13,605↓18.9% | 16,778↑82.2% | 9,207 | |
| Gross Profit | 21,076↓27.3% | 28,990↓47.7% | 55,422↑14.9% | 48,237↑15.4% | 41,786 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 1,922↓16.6% | 2,305↓18.6% | 2,830↓20.5% | 3,559↑19.6% | 2,976 | |
| Selling & Marketing Expenses | 4,036↓59.1% | 9,867↓37.4% | 15,757↓12.4% | 17,993↑1.0% | 17,814 | |
| SG&A Expenses | 5,958↓51.1% | 12,172↓34.5% | 18,587↓13.8% | 21,552↑3.7% | 20,789 | |
| Other Expenses | 15,557↑671.1% | 2,018↓33.0% | 3,012↓8.3% | 3,285↑6.4% | 3,087 | |
| Operating Expenses | 21,515↑51.6% | 14,190↓34.3% | 21,599↓13.0% | 24,837↑4.0% | 23,876 | |
| Total Costs & Expenses | 28,569↑6.3% | 26,882↓23.6% | 35,204↓15.4% | 41,615↑25.8% | 33,083 | |
| Operating Results | ||||||
| Operating Income | -439↓103.0% | 14,800↓56.2% | 33,824↑44.5% | 23,400↑30.7% | 17,910 | |
| Depreciation & Amortization | 266↓56.1% | 606↓21.4% | 771↓6.5% | 825↓4.4% | 863 | |
| EBITDA | 659 | 0.00↓100.0% | 34,595↑42.8% | 24,225↑29.0% | 18,772 | |
| EBIT | 393↑164.8% | -606↓101.8% | 33,824↑44.5% | 23,400↑30.7% | 17,910 | |
| Interest & Other Income | ||||||
| Net Interest Income | 15,489↑27.3% | 12,169↓33.6% | 18,335↑33.4% | 13,742↑110.0% | 6,545 | |
| Interest Income | 16,444↓23.1% | 21,379↓32.3% | 31,579↑30.8% | 24,148↑89.6% | 12,735 | |
| Interest Expense | 955↓89.6% | 9,210↓30.5% | 13,245↑27.3% | 10,407↑68.1% | 6,190 | |
| Non-Operating Income | -832↓105.4% | 15,406 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -123↑99.1% | -13,154↑36.8% | -20,810 | 0.00 | 0.00 | |
| Income Before Tax | -562↓134.2% | 1,645↓87.4% | 13,013↓44.4% | 23,400↑30.7% | 17,910 | |
| Income Tax Expense | 1,103↑80.6% | 611↓85.6% | 4,238↓36.7% | 6,691↑18.8% | 5,633 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | -1,665↓260.9% | 1,034↓88.2% | 8,775↓47.5% | 16,709↑36.1% | 12,276 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | -2,041↓330.1% | 887↓89.8% | 8,699↓48.2% | 16,804↑36.0% | 12,354 | |
| Bottom-Line Net Income | -2,041↓330.1% | 887↓89.8% | 8,699↓52.2% | 18,192↑45.5% | 12,501 | |
| EPS (Basic) | -4.76↓253.5% | 3.10↓89.8% | 30.40↓46.6% | 56.88↑27.1% | 44.76 | |
| EPS (Diluted) | -4.76↓254.5% | 3.08↓89.8% | 30.32↓43.3% | 53.52↑20.5% | 44.40 | |
| Weighted Average Shares | 433↑51.2% | 287↑0.1% | 286↓3.1% | 295↑7.0% | 276 | |
| Weighted Average Diluted Shares | 433↑51.1% | 287↓0.0% | 287↓15.6% | 340↑23.2% | 276 | |
* All figures in Millions of CNY, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.